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La IA traslada ahora las finanzas del reporting retrospectivo a la toma de decisiones aumentada, donde las decisiones se toman en el momento, no semanas después del cierre.",[80],{"type":70,"attrs":81},{"color":72},{"type":36,"attrs":83,"content":85},{"textAlign":43,"key":84},"p-2",[86],{"text":87,"type":40,"marks":88},"Este cambio ya es posible. Los datos en tiempo real, los ERP en la nube y la IA comprimen el cierre de mes en un proceso continuo. El análisis de variaciones se vuelve instantáneo. Las previsiones se actualizan conforme cambian las señales. 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",[180],{"type":70,"attrs":181},{"color":72},{"text":183,"type":40,"marks":184},"La adopción de IA en finanzas saltó del 31 % al 56 % en un año",[185,187],{"type":70,"attrs":186},{"color":72},{"type":124},{"text":189,"type":40,"marks":190},". Eso no es un cambio gradual. Es un punto de inflexión.",[191],{"type":70,"attrs":192},{"color":72},{"type":36,"attrs":194,"content":196},{"textAlign":43,"key":195},"p-10",[197],{"text":198,"type":40,"marks":199},"La mayoría de los flujos de trabajo financieros son estructurados, basados en reglas y estandarizados. Terreno perfecto para la automatización mediante IA. La visión que describen los líderes financieros es coherente: un núcleo operativo reducido orquesta agentes de IA y valida excepciones, mientras la mayoría de los recursos se trasladan a FP&A y business partnering. Más cerca de las decisiones. 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Enter your email below and we'll let you know when we can help.","Parece que ya te han invitado a Spendesk. Comprueba tu bandeja de entrada o pídele a tu administrador que te reenvíe la invitación.","Spendesk es una plataforma integral de gestión de gastos y compras que ayuda a las empresas a gestionar tarjetas corporativas, pagos de facturas, suscripciones y gastos de la empresa en tiempo real.","support@spendesk.com",{"type":33,"content":1822},[1823],{"type":36,"content":1824},[1825],{"text":1826,"type":40},"Ya existe una cuenta de Spendesk asociada a esta dirección de correo electrónico.",{"type":33,"content":1828},[1829],{"type":36,"content":1830},[1831],{"text":1832,"type":40},"Su empresa ya tiene una cuenta en Spendesk. Solicite acceso a su equipo financiero.","Esto parece ser un correo electrónico personal. Introduce tu dirección de correo profesional.","selected","412","4.6","Se ha producido un error inesperado. 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Suscríbete a nuestro Newsletter para mantenerte informado.",[1995,1996],"08873884-f99d-46d2-9481-0563134fdd37","2ef12409-8f14-46b2-a8d0-0175290269ec",[1998],{"cta":1999,"_uid":2000,"items":2001,"heading":2118,"reverse":28,"component":2139,"sectionSettings":2140},[],"1320905c-cdee-41a4-bbec-6d93ca2e4e3f",[2002,2061],{"_uid":2003,"title":2004,"component":2005,"description":2006},"dfc0accd-ab64-464a-8597-b76754748f04","¿Qué es la gestión del gasto?","faqItem",{"type":33,"content":2007},[2008,2013,2041,2046,2051,2056],{"type":36,"attrs":2009,"content":2010},{"textAlign":43,"key":64},[2011],{"text":2012,"type":40},"El gasto empresarial incluye diferentes tipos de gasto:",{"type":2014,"attrs":2015,"content":2018},"ordered_list",{"order":2016,"key":2017},1,"ol-0",[2019,2027,2034],{"type":2020,"content":2021},"list_item",[2022],{"type":36,"attrs":2023,"content":2024},{"textAlign":43,"key":75},[2025],{"text":2026,"type":40},"El gasto estratégico suele estar centralizado y gestionado por ejecutivos de alto nivel con responsables de gasto dedicados. Se puede gestionar a través de facturas, transferencias bancarias y órdenes de compra.",{"type":2020,"content":2028},[2029],{"type":36,"attrs":2030,"content":2031},{"textAlign":43,"key":84},[2032],{"text":2033,"type":40},"El gasto discrecional y operativo también está centralizado, pero lo realizan los directivos y empleados durante su vida profesional diaria. Incluye compras con tarjeta, pagos de suscripciones, anuncios digitales, eventos, pedidos de oficina y viajes de negocios.",{"type":2020,"content":2035},[2036],{"type":36,"attrs":2037,"content":2038},{"textAlign":43,"key":93},[2039],{"text":2040,"type":40},"Los gastos, a diferencia del gasto estratégico, representan una cantidad significativa de pequeñas compras que pueden ser difíciles de rastrear. Estos incluyen pagos con tarjeta, reclamaciones de gastos, beneficios para el equipo y gastos de viaje.",{"type":36,"attrs":2042,"content":2043},{"textAlign":43,"key":102},[2044],{"text":2045,"type":40},"La gestión del gasto es el proceso mediante el cual las empresas gestionan los gastos empresariales. Tiene en cuenta el proceso completo cuando alguien necesita realizar un gasto: obtener aprobaciones de compra, proporcionar métodos de pago, presentar y procesar facturas, presentar y reembolsar reclamaciones de gastos, buscar recibos y facturas para la conciliación, y asignar los códigos analíticos, las cuentas de gastos y los tipos de IVA adecuados a todos esos gastos para la contabilidad.",{"type":36,"attrs":2047,"content":2048},{"textAlign":43,"key":111},[2049],{"text":2050,"type":40},"Las herramientas de gestión de gastos se vuelven necesarias cuando aumenta el número de empleados y la necesidad de procesos claros, mayor visibilidad y control comienza a crecer para los equipos financieros.",{"type":36,"attrs":2052,"content":2053},{"textAlign":43,"key":148},[2054],{"text":2055,"type":40},"Los empleados necesitan herramientas flexibles y fáciles de usar para poder gastar fácilmente y estar capacitados para hacer su trabajo.",{"type":36,"attrs":2057,"content":2058},{"textAlign":43,"key":157},[2059],{"text":2060,"type":40},"Ahí es donde Spendesk puede ser una buena opción.",{"_uid":2062,"title":2063,"component":2005,"description":2064},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","¿Cómo funciona Spendesk?",{"type":33,"content":2065},[2066,2071,2083,2088,2098,2103,2108,2113],{"type":36,"attrs":2067,"content":2068},{"textAlign":43,"key":64},[2069],{"text":2070,"type":40},"Spendesk ofrece métodos de pago para empresas modernas y una potente plataforma para que los equipos financieros gestionen los gastos. Esto incluye tarjetas de débito para sustituir las antiguas tarjetas de crédito de empresa, tarjetas virtuales para compras online e informes de gastos automatizados para pagos inesperados.",{"type":36,"attrs":2072,"content":2073},{"textAlign":43,"key":75},[2074,2078,2081],{"text":2075,"type":40,"marks":2076},"Para los empleados",[2077],{"type":124},{"type":1921,"marks":2079},[2080],{"type":124},{"text":2082,"type":40},"Los empleados ya no tienen que pagar de su bolsillo. Solicitan fondos para una compra concreta y pueden utilizar su tarjeta Spendesk o su tarjeta virtual para realizar el pago.",{"type":36,"attrs":2084,"content":2085},{"textAlign":43,"key":84},[2086],{"text":2087,"type":40},"Si por cualquier motivo el empleado no puede utilizar su tarjeta Spendesk, toma una foto del recibo a través de la aplicación móvil de Spendesk y crea una solicitud de reembolso de gastos en el acto. Esta se envía directamente a su superior para su validación y, a continuación, al equipo financiero.",{"type":36,"attrs":2089,"content":2090},{"textAlign":43,"key":93},[2091,2095,2096],{"text":2092,"type":40,"marks":2093},"Para los equipos financieros",[2094],{"type":124},{"type":1921},{"text":2097,"type":40},"Cada empleado tiene su propio perfil de Spendesk y su tarjeta de débito para gastos. Así, a diferencia de lo que ocurre con las tarjetas de crédito de empresa, siempre se sabe quién está gastando el dinero de la empresa.",{"type":36,"attrs":2099,"content":2100},{"textAlign":43,"key":102},[2101],{"text":2102,"type":40},"La plataforma permite a los controladores crear límites de gasto y aprobaciones previas. Los ejecutivos de nivel C o los gerentes tendrán un nivel de gasto preaprobado diferente al del resto del personal. Si un miembro del equipo necesita superar su presupuesto preaprobado, puede solicitarlo a su gerente a través de la aplicación móvil o la plataforma en línea.",{"type":36,"attrs":2104,"content":2105},{"textAlign":43,"key":111},[2106],{"text":2107,"type":40},"Cuando se realiza un gasto con una tarjeta Spendesk, el empleado simplemente toma una foto del recibo en el momento de la compra. Esto significa que ya no se pierden los recibos.",{"type":36,"attrs":2109,"content":2110},{"textAlign":43,"key":148},[2111],{"text":2112,"type":40},"Los equipos financieros pueden ver los gastos de la empresa en tiempo real y hacer un seguimiento de los recibos o facturas que faltan enviando recordatorios a los empleados a través de la plataforma.",{"type":36,"attrs":2114,"content":2115},{"textAlign":43,"key":157},[2116],{"text":2117,"type":40},"La revisión de los gastos también es más fácil, ya que los equipos financieros pueden agruparlos y asignarles los tipos de IVA y las cuentas de gastos adecuados antes de exportarlos fácilmente a sus herramientas de contabilidad.",[2119],{"cta":2120,"_uid":2121,"title":2122,"eyebrow":2129,"subtitle":2132,"component":137,"textAlign":24,"sectionSettings":2138,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":24},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":33,"content":2123},[2124],{"type":137,"attrs":2125,"content":2126},{"level":139},[2127],{"text":2128,"type":40},"Empezar con Spendesk",{"type":33,"content":2130},[2131],{"type":36},{"type":33,"content":2133},[2134],{"type":36,"content":2135},[2136],{"text":2137,"type":40},"Descubre por qué más de 3500 directores financieros, interventores, contables y administradores financieros confían en Spendesk.",[],"faqSection",[],"Otros artículos","Enlaces rápidos",[2144,2289,2428,2559,2688,2818,2951,3081,3221,3369,3519,3668,3805,3943,4091],{"name":2145,"created_at":2146,"published_at":2147,"updated_at":2148,"id":2149,"uuid":2150,"content":2151,"slug":2278,"full_slug":2279,"sort_by_date":43,"position":2280,"tag_list":2281,"is_startpage":28,"parent_id":486,"meta_data":43,"group_id":2282,"first_published_at":2147,"release_id":43,"lang":49,"path":43,"alternates":2283,"default_full_slug":2284,"translated_slugs":2285},"Conciliación de facturas: cómo evitar errores y agilizar las aprobaciones","2026-09-14T09:05:53.951Z","2026-09-14T09:05:53.999Z","2026-09-14T09:05:54.026Z",219902582629816,"ad936d95-b8f6-45e4-a7a0-085d5d666a9c",{"_uid":2152,"title":2145,"topics":2153,"noIndex":28,"category":2175,"language":2184,"component":451,"heroMedia":2185,"metaTitle":2186,"publishedAt":24,"readingTime":2187,"redirectUrl":24,"listingImage":2188,"metaDescription":2189,"bottomArticleCta":2190,"componentsAfterTheArticle":2191},"4d9a1a9c-f0f5-4775-ae79-8b73f718b041",[2154],{"name":584,"created_at":2155,"published_at":6,"updated_at":2156,"id":2157,"uuid":2158,"content":2159,"slug":2162,"full_slug":2163,"sort_by_date":43,"position":2164,"tag_list":2165,"is_startpage":28,"parent_id":2166,"meta_data":43,"group_id":2167,"first_published_at":2168,"release_id":43,"lang":49,"path":43,"alternates":2169,"default_full_slug":2170,"translated_slugs":2171,"_stopResolving":58},"2023-04-12T07:18:47.128Z","2026-03-12T10:47:54.356Z",290528753,"4668b877-0b51-432a-8e0b-149cbe020955",{"_uid":2160,"name":584,"component":2161},"a2c58a16-f495-475f-951f-05171468aae4","tag","facturas","es/blog/topic/facturas",-530,[],176456153,"af2726b3-27fb-42ea-8a1d-7ab712b95c87","2022-11-02T15:24:39.815Z",[],"blog/topic/facturas",[2172,2173,2174],{"path":2170,"name":43,"lang":54,"published":43},{"path":2170,"name":43,"lang":56,"published":43},{"path":2170,"name":43,"lang":49,"published":43},{"name":439,"created_at":440,"published_at":6,"updated_at":441,"id":442,"uuid":443,"content":2176,"slug":451,"full_slug":452,"sort_by_date":43,"position":453,"tag_list":2178,"is_startpage":28,"parent_id":455,"meta_data":43,"group_id":456,"first_published_at":457,"release_id":43,"lang":49,"path":43,"alternates":2179,"default_full_slug":459,"translated_slugs":2180,"_stopResolving":58},{"_uid":445,"icon":2177,"name":439,"component":450},{"id":447,"alt":448,"name":24,"focus":24,"title":24,"filename":449,"copyright":24,"fieldtype":26,"is_external_url":28},[],[],[2181,2182,2183],{"path":459,"name":43,"lang":54,"published":43},{"path":459,"name":43,"lang":56,"published":43},{"path":459,"name":43,"lang":49,"published":43},[49],[],"Conciliación de facturas: cómo evitar errores y agilizar las","15",[],"Descubre qué es la conciliación de facturas, por qué se producen los descuadres y cómo la integración con el ERP y los flujos de aprobación agilizan tus pagos.",[],[2192],{"_uid":2193,"items":2194,"heading":2255,"component":2139},"05d3fd1f-9939-4b87-b169-e126811177e6",[2195,2205,2215,2225,2235,2245],{"_uid":2196,"title":2197,"component":2005,"description":2198},"3797035d-947e-4241-a972-750ae5ade4b6","¿Qué causa los descuadres en las facturas?",{"type":33,"content":2199},[2200],{"type":36,"attrs":2201,"content":2202},{"textAlign":43},[2203],{"text":2204,"type":40},"Suelen producirse cuando el precio, la cantidad, el concepto o las condiciones de la factura no coinciden con el pedido o con la recepción. También pueden deberse a entregas parciales, cargos adicionales, facturas duplicadas o ausencia de una referencia de compra.",{"_uid":2206,"title":2207,"component":2005,"description":2208},"f2ea5888-1a9c-4809-93af-11f1b6c973ee","¿Qué ocurre cuando una factura no coincide con el pedido?",{"type":33,"content":2209},[2210],{"type":36,"attrs":2211,"content":2212},{"textAlign":43},[2213],{"text":2214,"type":40},"La factura debe pasar a revisión antes de continuar al pago, según la política de la empresa. El responsable puede confirmar si existe una entrega pendiente, corregir el pedido, solicitar una factura rectificativa o aprobar la diferencia cuando esté justificada.",{"_uid":2216,"title":2217,"component":2005,"description":2218},"218ef5e9-c908-40c4-85d5-b84fdf1922ca","¿Cuáles son los errores de codificación más frecuentes?",{"type":33,"content":2219},[2220],{"type":36,"attrs":2221,"content":2222},{"textAlign":43},[2223],{"text":2224,"type":40},"Los más habituales son seleccionar una cuenta contable incorrecta, asignar el gasto a otro centro de costes, duplicar el registro o utilizar datos desactualizados del proveedor. También puede ser necesario revisar la información fiscal de la operación.",{"_uid":2226,"title":2227,"component":2005,"description":2228},"e58f7c77-176f-41fa-bb44-ef9423fa8b57","¿Cómo puede mejorar una empresa el procesamiento de facturas?",{"type":33,"content":2229},[2230],{"type":36,"attrs":2231,"content":2232},{"textAlign":43},[2233],{"text":2234,"type":40},"Puede definir qué documentación necesita para cada tipo de compra, capturar la codificación en la solicitud o el pedido, utilizar OCR para reducir la introducción manual, establecer reglas de tolerancia e integrar la información con el ERP cuando la conexión disponible cubra sus necesidades.",{"_uid":2236,"title":2237,"component":2005,"description":2238},"8fad0725-50d7-49cb-b1f2-3c664e9fae01","¿En qué se diferencia la conciliación de facturas de la conciliación bancaria?",{"type":33,"content":2239},[2240],{"type":36,"attrs":2241,"content":2242},{"textAlign":43},[2243],{"text":2244,"type":40},"La conciliación de facturas comprueba si una factura puede aprobarse y pagarse comparándola con el pedido y la recepción. La conciliación bancaria comprueba después si los movimientos de la cuenta coinciden con los apuntes contables.",{"_uid":2246,"title":2247,"component":2005,"description":2248},"dab1bc41-9b1b-454e-8ce4-bc7933606b9a","¿Cómo puede ayudar Spendesk con la conciliación de facturas?",{"type":33,"content":2249},[2250],{"type":36,"attrs":2251,"content":2252},{"textAlign":43},[2253],{"text":2254,"type":40},"Spendesk no es un ERP. Es una plataforma de gestión de gastos y cuentas por pagar que ayuda a centralizar las facturas, los pedidos y la documentación de respaldo, facilitar la comparación de la información disponible, identificar excepciones y dirigir cada operación al flujo de aprobación correspondiente. También puede ayudar a preparar los datos para conectarlos con el sistema financiero y evitar que las discrepancias se descubran al cierre de mes, cuando ya queda poco margen para corregirlas.",[2256],{"cta":2257,"_uid":2258,"title":2259,"eyebrow":2266,"subtitle":2271,"component":137,"textAlign":24,"flexibleSection":2276,"sectionSettings":2277,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":24},[],"bc20a4a6-1ac6-49d9-a31d-740c9b91c095",{"type":33,"content":2260},[2261],{"type":137,"attrs":2262,"content":2263},{"level":139,"textAlign":43},[2264],{"text":2265,"type":40},"Preguntas frecuentes",{"type":33,"content":2267},[2268],{"type":36,"attrs":2269,"content":2270},{"textAlign":43},[],{"type":33,"content":2272},[2273],{"type":36,"attrs":2274,"content":2275},{"textAlign":43},[],[],[],"conciliacion-de-facturas","es/blog/conciliacion-de-facturas",-3460,[],"812b517e-2eda-4778-bfe2-493605327cf9",[],"blog/conciliacion-de-facturas",[2286,2287,2288],{"path":2284,"name":43,"lang":54,"published":43},{"path":2284,"name":43,"lang":56,"published":43},{"path":2284,"name":43,"lang":49,"published":43},{"name":2290,"created_at":2291,"published_at":2292,"updated_at":2293,"id":2294,"uuid":2295,"content":2296,"slug":2417,"full_slug":2418,"sort_by_date":43,"position":2419,"tag_list":2420,"is_startpage":28,"parent_id":486,"meta_data":43,"group_id":2421,"first_published_at":2292,"release_id":43,"lang":49,"path":43,"alternates":2422,"default_full_slug":2423,"translated_slugs":2424},"Cómo integrar una plataforma de gastos con un ERP: IA, SAP, NetSuite y plazos de implementación","2026-09-14T09:05:52.527Z","2026-09-14T09:05:52.582Z","2026-09-14T09:05:52.607Z",219902576793014,"745c86bb-3f18-4b6c-b723-e9418446550f",{"_uid":2297,"title":2290,"topics":2298,"noIndex":28,"category":2315,"language":2324,"component":451,"heroMedia":2325,"metaTitle":2326,"publishedAt":24,"readingTime":2327,"redirectUrl":24,"listingImage":2328,"metaDescription":2329,"bottomArticleCta":2330,"componentsAfterTheArticle":2331},"a48b7c03-58f6-41fe-8ce2-34e55d99653f",[2299],{"name":600,"created_at":2300,"published_at":6,"updated_at":2301,"id":2302,"uuid":2303,"content":2304,"slug":2305,"full_slug":2306,"sort_by_date":43,"position":2164,"tag_list":2307,"is_startpage":28,"parent_id":2166,"meta_data":43,"group_id":2308,"first_published_at":2168,"release_id":43,"lang":49,"path":43,"alternates":2309,"default_full_slug":2310,"translated_slugs":2311,"_stopResolving":58},"2023-04-12T07:13:25.147Z","2026-03-12T10:47:54.304Z",290525525,"06802810-57db-474a-ae2f-e0f002cb19bf",{"_uid":2160,"name":600,"component":2161},"gastos","es/blog/topic/gastos",[],"64c72f54-59b5-40c2-acfd-1ce316754792",[],"blog/topic/gastos",[2312,2313,2314],{"path":2310,"name":43,"lang":54,"published":43},{"path":2310,"name":43,"lang":56,"published":43},{"path":2310,"name":43,"lang":49,"published":43},{"name":439,"created_at":440,"published_at":6,"updated_at":441,"id":442,"uuid":443,"content":2316,"slug":451,"full_slug":452,"sort_by_date":43,"position":453,"tag_list":2318,"is_startpage":28,"parent_id":455,"meta_data":43,"group_id":456,"first_published_at":457,"release_id":43,"lang":49,"path":43,"alternates":2319,"default_full_slug":459,"translated_slugs":2320,"_stopResolving":58},{"_uid":445,"icon":2317,"name":439,"component":450},{"id":447,"alt":448,"name":24,"focus":24,"title":24,"filename":449,"copyright":24,"fieldtype":26,"is_external_url":28},[],[],[2321,2322,2323],{"path":459,"name":43,"lang":54,"published":43},{"path":459,"name":43,"lang":56,"published":43},{"path":459,"name":43,"lang":49,"published":43},[49],[],"Cómo integrar una plataforma de gastos con un ERP: IA, SAP, ","14",[],"Descubre qué aportan la IA y la automatización a la integración ERP, cuándo necesitas SAP o NetSuite y qué factores determinan el plazo.",[],[2332],{"_uid":2333,"items":2334,"heading":2395,"component":2139},"6a8a5f47-adf1-46b2-bbbf-af6df2ef16cd",[2335,2345,2355,2365,2375,2385],{"_uid":2336,"title":2337,"component":2005,"description":2338},"b5e8bde6-8d6c-464c-8656-31dc06e32c2e","¿La IA contable decide por sí sola cómo registrar una factura?",{"type":33,"content":2339},[2340],{"type":36,"attrs":2341,"content":2342},{"textAlign":43},[2343],{"text":2344,"type":40},"No debería tratarse como un sistema que decide sin supervisión. La IA puede leer documentos, extraer información y sugerir categorías o cuentas, pero el equipo financiero debe revisar y confirmar los datos cuando sea necesario.",{"_uid":2346,"title":2347,"component":2005,"description":2348},"3d636006-7eb8-4147-befb-dfcf4a190a3d","¿Cuándo basta un conector ligero y cuándo conviene utilizar SAP o NetSuite?",{"type":33,"content":2349},[2350],{"type":36,"attrs":2351,"content":2352},{"textAlign":43},[2353],{"text":2354,"type":40},"Un conector ligero puede ser suficiente para una empresa con una entidad y procesos contables estándar. SAP o NetSuite pueden resultar más adecuados cuando existen varias entidades, divisas, consolidación de grupo o flujos personalizados. La decisión depende de la complejidad real del negocio.",{"_uid":2356,"title":2357,"component":2005,"description":2358},"96008d9e-662d-41d1-b297-fc59a22f06b4","¿Cuánto tarda una integración con un ERP?",{"type":33,"content":2359},[2360],{"type":36,"attrs":2361,"content":2362},{"textAlign":43},[2363],{"text":2364,"type":40},"No existe un plazo único. Una conexión estándar suele requerir menos tiempo que un proyecto personalizado, mientras que una integración con varias entidades y estructuras contables complejas puede necesitar varias fases de análisis, configuración y validación.",{"_uid":2366,"title":2367,"component":2005,"description":2368},"34b2f188-09bd-4f3e-92c3-8c7711249b3f","¿La integración con un ERP garantiza el cumplimiento fiscal?",{"type":33,"content":2369},[2370],{"type":36,"attrs":2371,"content":2372},{"textAlign":43},[2373],{"text":2374,"type":40},"No. Puede mejorar la trazabilidad, organizar la documentación y facilitar la revisión, pero no determina por sí sola el tratamiento fiscal ni garantiza el cumplimiento de las obligaciones aplicables.",{"_uid":2376,"title":2377,"component":2005,"description":2378},"1e92712a-5d22-4c86-9cd4-0becd4a43076","¿Qué diferencia hay entre integrar un ERP y exportar un archivo contable?",{"type":33,"content":2379},[2380],{"type":36,"attrs":2381,"content":2382},{"textAlign":43},[2383],{"text":2384,"type":40},"Una exportación traslada información en un momento concreto y suele requerir más trabajo manual. Una integración puede mantener conectados determinados datos y procesos, aunque el alcance depende de las herramientas, la configuración y las reglas definidas por la empresa.",{"_uid":2386,"title":2387,"component":2005,"description":2388},"1e1e84ba-2641-4965-9c29-09bfd625c77c","¿Cómo puede ayudar Spendesk a integrar la gestión del gasto con la contabilidad?",{"type":33,"content":2389},[2390],{"type":36,"attrs":2391,"content":2392},{"textAlign":43},[2393],{"text":2394,"type":40},"Spendesk no es un ERP: resuelve lo que un ERP no está diseñado para hacer bien. Un ERP centraliza la contabilidad, pero el gasto nace fuera de él, en tarjetas, facturas y solicitudes dispersas. Spendesk captura esa información desde el origen, con OCR, flujos de aprobación y reglas de codificación, y la entrega al ERP ya organizada, en lugar de que el equipo financiero la reconstruya línea por línea en cada cierre. 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Normalmente tiene en cuenta el importe, la categoría, el rol de la persona aprobadora y la entidad responsable del pago.",{"_uid":2477,"title":2478,"component":2005,"description":2479},"6f9929d2-5ab2-430a-b77d-ffa70e67cd75","¿Cómo se definen los límites de gasto?",{"type":33,"content":2480},[2481],{"type":36,"attrs":2482,"content":2483},{"textAlign":43},[2484],{"text":2485,"type":40},"Los límites pueden establecerse por transacción, periodo, tarjeta, categoría, proyecto o centro de costes. Deben reflejar el nivel de responsabilidad de cada rol y la política de gastos de la empresa.",{"_uid":2487,"title":2488,"component":2005,"description":2489},"ecce9840-c4f9-4b0c-804e-c284215ef2b9","¿Cuántos niveles de aprobación debe tener una empresa?",{"type":33,"content":2490},[2491],{"type":36,"attrs":2492,"content":2493},{"textAlign":43},[2494],{"text":2495,"type":40},"Depende del tamaño, la estructura y el nivel de riesgo de las compras. 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Un gasto inferior al previsto puede reflejar eficiencia, pero también un retraso, una actividad menor o una inversión que todavía no se ha ejecutado. La explicación depende del contexto y de la previsión para los períodos siguientes.",{"_uid":2616,"title":2617,"component":2005,"description":2618},"1a4d5fa3-1a2c-46db-9753-5b06b16eb2db","¿Cada cuánto se deben revisar las desviaciones presupuestarias?",{"type":33,"content":2619},[2620],{"type":36,"attrs":2621,"content":2622},{"textAlign":43},[2623],{"text":2624,"type":40},"Una revisión mensual permite detectar problemas operativos y decidir acciones con rapidez. 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Lo más útil es combinar un criterio porcentual con un importe absoluto y ajustarlo según el tamaño, la volatilidad, la recurrencia y el riesgo de cada partida.",{"_uid":2636,"title":2637,"component":2005,"description":2638},"a9112f9e-e1bf-4248-b0e6-22f1fd414e49","¿Cuál es la diferencia entre un presupuesto estático y uno flexible?",{"type":33,"content":2639},[2640],{"type":36,"attrs":2641,"content":2642},{"textAlign":43},[2643],{"text":2644,"type":40},"El presupuesto estático mantiene las cifras fijadas al inicio del periodo. 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Su función es mejorar la trazabilidad y ordenar el proceso desde la solicitud o el pago hasta la revisión contable.",{"_uid":2746,"title":2747,"component":2005,"description":2748},"502ec7fe-536f-4fc2-a8f8-1a798b68903e","¿Qué diferencia hay entre una tarjeta corporativa de crédito y una tarjeta prepago o de débito?",{"type":33,"content":2749},[2750],{"type":36,"attrs":2751,"content":2752},{"textAlign":43},[2753],{"text":2754,"type":40},"La tarjeta de crédito utiliza una línea de crédito y permite aplazar el pago según las condiciones de la entidad emisora. Las tarjetas prepago o de débito no funcionan necesariamente con ese mismo esquema de financiación. La opción adecuada depende de la tesorería, los controles y las necesidades operativas de la empresa.",{"_uid":2756,"title":2757,"component":2005,"description":2758},"e22f8085-0e57-4ced-bde0-8ae2f7fb6b5d","¿Qué debe incluir una política de gastos?",{"type":33,"content":2759},[2760],{"type":36,"attrs":2761,"content":2762},{"textAlign":43},[2763],{"text":2764,"type":40},"Debe indicar quién puede utilizar una tarjeta, qué compras están permitidas, qué límites se aplican, qué gastos necesitan aprobación y qué justificantes deben aportarse. También conviene definir cómo se gestionan las excepciones y los gastos no previstos.",{"_uid":2766,"title":2767,"component":2005,"description":2768},"c7944eda-a63e-4b02-9c6f-234c7bba0723","¿Cómo puede ayudar Spendesk a gestionar un programa de tarjetas corporativas?",{"type":33,"content":2769},[2770],{"type":36,"attrs":2771,"content":2772},{"textAlign":43},[2773],{"text":2774,"type":40},"Spendesk reúne tarjetas físicas y virtuales con controles de gasto, flujos de aprobación y funciones para capturar y organizar justificantes. También puede preparar información para los procesos contables, según las integraciones y la configuración contratada. La empresa mantiene la responsabilidad de revisar el tratamiento fiscal y contable de sus operaciones.",{"_uid":2776,"title":2777,"component":2005,"description":2778},"313cd4a4-0744-4702-af66-f35044951477","¿Por dónde empezar a implantar un programa de tarjetas corporativas?",{"type":33,"content":2779},[2780],{"type":36,"attrs":2781,"content":2782},{"textAlign":43},[2783],{"text":2784,"type":40},"Lo recomendable es comenzar con un piloto, definir la política, configurar los límites y aprobaciones, emitir las tarjetas necesarias y revisar las primeras transacciones. Después se puede ajustar el proceso y ampliarlo progresivamente al resto de la empresa.",[2786],{"cta":2787,"_uid":2788,"title":2789,"eyebrow":2795,"subtitle":2800,"component":137,"textAlign":24,"flexibleSection":2805,"sectionSettings":2806,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":24},[],"640c60ad-95b2-4a5d-90f7-4b365398c50d",{"type":33,"content":2790},[2791],{"type":137,"attrs":2792,"content":2793},{"level":139,"textAlign":43},[2794],{"text":2265,"type":40},{"type":33,"content":2796},[2797],{"type":36,"attrs":2798,"content":2799},{"textAlign":43},[],{"type":33,"content":2801},[2802],{"type":36,"attrs":2803,"content":2804},{"textAlign":43},[],[],[],"programa-de-tarjetas-corporativas","es/blog/programa-de-tarjetas-corporativas",-3420,[],"1762209a-287f-4042-bf28-979a2dd1a50f",[],"blog/programa-de-tarjetas-corporativas",[2815,2816,2817],{"path":2813,"name":43,"lang":54,"published":43},{"path":2813,"name":43,"lang":56,"published":43},{"path":2813,"name":43,"lang":49,"published":43},{"name":2819,"created_at":2820,"published_at":2821,"updated_at":2822,"id":2823,"uuid":2824,"content":2825,"slug":2939,"full_slug":2940,"sort_by_date":43,"position":2941,"tag_list":2942,"is_startpage":28,"parent_id":486,"meta_data":43,"group_id":2943,"first_published_at":2944,"release_id":43,"lang":49,"path":43,"alternates":2945,"default_full_slug":2946,"translated_slugs":2947},"Cómo reducir gastos en una empresa pequeña sin frenar el crecimiento","2026-09-07T10:54:05.115Z","2026-09-10T13:39:58.512Z","2026-09-10T13:39:58.538Z",217451909640019,"23773bb8-6ff6-4dcf-b4a2-c69287f3f351",{"_uid":2826,"title":2819,"topics":2827,"noIndex":28,"category":2828,"language":2837,"component":451,"heroMedia":2838,"metaTitle":2839,"publishedAt":2840,"readingTime":2841,"redirectUrl":24,"listingImage":2842,"metaDescription":2851,"bottomArticleCta":2852,"componentsAfterTheArticle":2853},"d474860b-554f-40ab-9b6a-15f444c2d569",[],{"name":439,"created_at":440,"published_at":6,"updated_at":441,"id":442,"uuid":443,"content":2829,"slug":451,"full_slug":452,"sort_by_date":43,"position":453,"tag_list":2831,"is_startpage":28,"parent_id":455,"meta_data":43,"group_id":456,"first_published_at":457,"release_id":43,"lang":49,"path":43,"alternates":2832,"default_full_slug":459,"translated_slugs":2833,"_stopResolving":58},{"_uid":445,"icon":2830,"name":439,"component":450},{"id":447,"alt":448,"name":24,"focus":24,"title":24,"filename":449,"copyright":24,"fieldtype":26,"is_external_url":28},[],[],[2834,2835,2836],{"path":459,"name":43,"lang":54,"published":43},{"path":459,"name":43,"lang":56,"published":43},{"path":459,"name":43,"lang":49,"published":43},[49],[],"Cómo reducir gastos en una empresa pequeña sin frenar el cre","2026-08-26 00:00","10",[2843],{"_uid":2844,"link":2845,"asset":2846,"caption":24,"component":214},"27d4d3cc-2805-4ef2-9db2-98e1b7435eb7",{"id":24,"url":24,"linktype":526,"fieldtype":527,"cached_url":1639,"prep":58},{"id":2847,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":2848,"copyright":24,"fieldtype":26,"meta_data":2849,"is_external_url":28},218554254947338,"https://a.storyblok.com/f/146026/1672x941/7c9d551f19/como-reducir-gastos-empresa-pequena.png",{"size":2850},"1672x941","Descubre cómo mejorar el control de gastos en una empresa pequeña con visibilidad, políticas y automatización, sin frenar el crecimiento.",[],[2854],{"_uid":2855,"items":2856,"heading":2917,"component":2139},"c46464d6-d2ea-4168-bdff-d9f6baa45696",[2857,2867,2877,2887,2897,2907],{"_uid":2858,"title":2859,"component":2005,"description":2860},"f5e8b325-181a-4eab-a8b8-2dd8ef71a70b","¿Qué tipos de gastos debería vigilar una empresa pequeña?",{"type":33,"content":2861},[2862],{"type":36,"attrs":2863,"content":2864},{"textAlign":43},[2865],{"text":2866,"type":40},"Conviene revisar los gastos fijos y recurrentes, como las suscripciones, los servicios externos y los contratos, junto con los gastos variables, como viajes, compras puntuales y reembolsos. La revisión debe centrarse en el uso, el coste y la contribución de cada partida.",{"_uid":2868,"title":2869,"component":2005,"description":2870},"4cd163a8-1744-49bd-984c-804f46006c58","¿Cómo puedo crear una política de gastos sencilla para mi equipo?",{"type":33,"content":2871},[2872],{"type":36,"attrs":2873,"content":2874},{"textAlign":43},[2875],{"text":2876,"type":40},"Define qué gastos están permitidos, quién puede realizarlos, qué límites se aplican y qué documentación debe aportarse. La política debe ser breve, fácil de consultar y coherente con los procesos de aprobación de la empresa.",{"_uid":2878,"title":2879,"component":2005,"description":2880},"b793b297-23a0-4b4b-adac-c49c4f5822ad","¿Cómo ayudan las tarjetas de empresa con límites a controlar el gasto?",{"type":33,"content":2881},[2882],{"type":36,"attrs":2883,"content":2884},{"textAlign":43},[2885],{"text":2886,"type":40},"Permiten asignar medios de pago a personas, equipos o usos concretos y establecer reglas de gasto. De este modo, la empresa puede ofrecer autonomía sin depender de una tarjeta compartida y conservar más información sobre cada operación.",{"_uid":2888,"title":2889,"component":2005,"description":2890},"d5bda4a3-f968-4c9c-b0da-2424d0cf11d0","¿Qué son los costes ocultos y cómo se detectan?",{"type":33,"content":2891},[2892],{"type":36,"attrs":2893,"content":2894},{"textAlign":43},[2895],{"text":2896,"type":40},"Son gastos que pasan desapercibidos porque están repartidos entre distintos proveedores, tarjetas o equipos. Pueden incluir suscripciones duplicadas, servicios poco utilizados, renovaciones no revisadas o tareas manuales que consumen tiempo. Para detectarlos, reúne la información y revisa periódicamente los proveedores, las categorías y los contratos.",{"_uid":2898,"title":2899,"component":2005,"description":2900},"3848c13b-31f3-48a7-a6c2-56e21729f332","¿Cada cuánto debería revisar los gastos de la empresa?",{"type":33,"content":2901},[2902],{"type":36,"attrs":2903,"content":2904},{"textAlign":43},[2905],{"text":2906,"type":40},"La frecuencia depende del volumen y de la complejidad del gasto. Conviene realizar un seguimiento periódico del presupuesto y programar revisiones específicas para suscripciones, proveedores y categorías con mayor riesgo de desviación.",{"_uid":2908,"title":2909,"component":2005,"description":2910},"8fac8245-7026-4cf6-9f52-a137f0028bd2","¿Puede Spendesk ayudar a controlar los gastos de una empresa pequeña?",{"type":33,"content":2911},[2912],{"type":36,"attrs":2913,"content":2914},{"textAlign":43},[2915],{"text":2916,"type":40},"Spendesk puede ayudar a centralizar tarjetas, gastos, justificantes y aprobaciones en una única plataforma. También permite organizar la información y preparar determinados datos para los procesos financieros, según la configuración disponible. La empresa sigue siendo responsable de definir sus políticas y revisar el tratamiento contable o fiscal que corresponda.",[2918],{"cta":2919,"_uid":2920,"title":2921,"eyebrow":2927,"subtitle":2932,"component":137,"textAlign":24,"flexibleSection":2937,"sectionSettings":2938,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":24},[],"6606771b-bf0b-4858-b568-51d131a81ccf",{"type":33,"content":2922},[2923],{"type":137,"attrs":2924,"content":2925},{"level":139,"textAlign":43},[2926],{"text":2265,"type":40},{"type":33,"content":2928},[2929],{"type":36,"attrs":2930,"content":2931},{"textAlign":43},[],{"type":33,"content":2933},[2934],{"type":36,"attrs":2935,"content":2936},{"textAlign":43},[],[],[],"como-reducir-gastos-empresa-pequena","es/blog/como-reducir-gastos-empresa-pequena",-3260,[],"c901d782-f217-4052-8c7c-81cd7c60104a","2026-09-07T10:54:05.185Z",[],"blog/como-reducir-gastos-empresa-pequena",[2948,2949,2950],{"path":2946,"name":43,"lang":54,"published":43},{"path":2946,"name":43,"lang":56,"published":43},{"path":2946,"name":43,"lang":49,"published":43},{"name":2952,"created_at":2953,"published_at":2954,"updated_at":2955,"id":2956,"uuid":2957,"content":2958,"slug":3069,"full_slug":3070,"sort_by_date":43,"position":3071,"tag_list":3072,"is_startpage":28,"parent_id":486,"meta_data":43,"group_id":3073,"first_published_at":3074,"release_id":43,"lang":49,"path":43,"alternates":3075,"default_full_slug":3076,"translated_slugs":3077},"Alta y validación de proveedores: proceso y controles para empresas","2026-09-07T09:57:24.260Z","2026-09-10T13:34:20.089Z","2026-09-10T13:34:20.109Z",217437979731415,"316b4a37-b88b-450b-a3fa-b3d9b2895a9a",{"_uid":2959,"title":2952,"topics":2960,"noIndex":28,"category":2961,"language":2970,"component":451,"heroMedia":2971,"metaTitle":2972,"publishedAt":2840,"readingTime":2727,"redirectUrl":24,"listingImage":2973,"metaDescription":2981,"bottomArticleCta":2982,"componentsAfterTheArticle":2983},"dc127bec-7dc7-49b0-990c-51171b2863cb",[],{"name":439,"created_at":440,"published_at":6,"updated_at":441,"id":442,"uuid":443,"content":2962,"slug":451,"full_slug":452,"sort_by_date":43,"position":453,"tag_list":2964,"is_startpage":28,"parent_id":455,"meta_data":43,"group_id":456,"first_published_at":457,"release_id":43,"lang":49,"path":43,"alternates":2965,"default_full_slug":459,"translated_slugs":2966,"_stopResolving":58},{"_uid":445,"icon":2963,"name":439,"component":450},{"id":447,"alt":448,"name":24,"focus":24,"title":24,"filename":449,"copyright":24,"fieldtype":26,"is_external_url":28},[],[],[2967,2968,2969],{"path":459,"name":43,"lang":54,"published":43},{"path":459,"name":43,"lang":56,"published":43},{"path":459,"name":43,"lang":49,"published":43},[49],[],"Alta y validación de proveedores: proceso y controles para e",[2974],{"_uid":2975,"link":2976,"asset":2977,"caption":24,"component":214},"d871b5fd-d4b4-468e-b77e-8dc3cb10b910",{"id":24,"url":24,"linktype":526,"fieldtype":527,"cached_url":1639,"prep":58},{"id":2978,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":2979,"copyright":24,"fieldtype":26,"meta_data":2980,"is_external_url":28},218552924947263,"https://a.storyblok.com/f/146026/1672x941/d91d8d9aaf/alta-y-validacion-de-proveedores.png",{"size":2850},"La gestión de proveedores empieza antes de la primera compra, en el maestro de proveedores: el registro donde se almacenan, validan y mantienen los datos de cad",[],[2984],{"_uid":2985,"items":2986,"heading":3047,"component":2139},"d79e7174-ab50-4538-a0d0-d4334a51b20d",[2987,2997,3007,3017,3027,3037],{"_uid":2988,"title":2989,"component":2005,"description":2990},"2c0ed4f2-47f7-48d2-af6a-357bf4673b2f","¿Qué debe incluir una ficha de proveedor?",{"type":33,"content":2991},[2992],{"type":36,"attrs":2993,"content":2994},{"textAlign":43},[2995],{"text":2996,"type":40},"Como mínimo, debería incluir la denominación legal, el NIF, los datos de contacto y la información necesaria para la relación comercial. Según el tipo de proveedor, también puede incorporar datos bancarios, documentación, categoría, criticidad, responsable interno y fechas de revisión.",{"_uid":2998,"title":2999,"component":2005,"description":3000},"0350c7f5-1839-4431-a142-3fc7b983e99a","¿Cuál es la diferencia entre alta y homologación de proveedores?",{"type":33,"content":3001},[3002],{"type":36,"attrs":3003,"content":3004},{"textAlign":43},[3005],{"text":3006,"type":40},"El alta crea el registro del proveedor en el sistema. La homologación o selección evalúa si cumple los requisitos definidos por la empresa antes de iniciar o ampliar la relación comercial. No todos los proveedores necesitan el mismo nivel de homologación.",{"_uid":3008,"title":3009,"component":2005,"description":3010},"c82617ba-f003-431c-953b-95d76350f75d","¿Cómo se puede validar el IBAN de un proveedor?",{"type":33,"content":3011},[3012],{"type":36,"attrs":3013,"content":3014},{"textAlign":43},[3015],{"text":3016,"type":40},"La validación del formato ayuda a detectar errores de escritura, pero no confirma la titularidad de la cuenta. Para reducir riesgos, los cambios deben contrastarse por un canal independiente y aprobarse siguiendo un procedimiento separado de la introducción de los datos.",{"_uid":3018,"title":3019,"component":2005,"description":3020},"bf709b08-8c75-42bf-91f5-1c3ea8e1cb5d","¿Quién debería aprobar el alta de un proveedor?",{"type":33,"content":3021},[3022],{"type":36,"attrs":3023,"content":3024},{"textAlign":43},[3025],{"text":3026,"type":40},"Depende del tamaño de la empresa, del tipo de proveedor y del nivel de riesgo. Como buena práctica, la persona que crea la ficha no debería ser la única que la aprueba, especialmente cuando incluye datos bancarios o documentación sensible.",{"_uid":3028,"title":3029,"component":2005,"description":3030},"3f17b759-0000-466f-807a-2dc1a5ffa7c8","¿Cada cuánto hay que revisar el maestro de proveedores?",{"type":33,"content":3031},[3032],{"type":36,"attrs":3033,"content":3034},{"textAlign":43},[3035],{"text":3036,"type":40},"La frecuencia debe adaptarse a la criticidad del proveedor y a la información que se gestiona. También conviene revisar una ficha cuando se modifica la cuenta bancaria, cambia la situación del proveedor, vence una acreditación o se produce una incidencia.",{"_uid":3038,"title":3039,"component":2005,"description":3040},"9990f708-6630-4cfd-b309-f8712d6c7851","¿Puede Spendesk ayudar a gestionar la información de proveedores?",{"type":33,"content":3041},[3042],{"type":36,"attrs":3043,"content":3044},{"textAlign":43},[3045],{"text":3046,"type":40},"Spendesk puede ayudar a centralizar y gestionar información de proveedores dentro de los módulos y planes aplicables, y a relacionarla con determinados procesos de compras. El alcance depende de la configuración de la cuenta, y la empresa debe mantener sus propios criterios de validación y aprobación.",[3048],{"cta":3049,"_uid":3050,"title":3051,"eyebrow":3057,"subtitle":3062,"component":137,"textAlign":24,"flexibleSection":3067,"sectionSettings":3068,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":24},[],"2a62ff10-a0f9-4db6-9f79-557fb5b5c4cb",{"type":33,"content":3052},[3053],{"type":137,"attrs":3054,"content":3055},{"level":139,"textAlign":43},[3056],{"text":2265,"type":40},{"type":33,"content":3058},[3059],{"type":36,"attrs":3060,"content":3061},{"textAlign":43},[],{"type":33,"content":3063},[3064],{"type":36,"attrs":3065,"content":3066},{"textAlign":43},[],[],[],"alta-y-validacion-de-proveedores","es/blog/alta-y-validacion-de-proveedores",-3250,[],"15613e0b-49aa-422c-a3a4-a94c437578d5","2026-09-07T09:57:24.321Z",[],"blog/alta-y-validacion-de-proveedores",[3078,3079,3080],{"path":3076,"name":43,"lang":54,"published":43},{"path":3076,"name":43,"lang":56,"published":43},{"path":3076,"name":43,"lang":49,"published":43},{"name":3082,"created_at":3083,"published_at":3084,"updated_at":3085,"id":3086,"uuid":3087,"content":3088,"slug":3209,"full_slug":3210,"sort_by_date":43,"position":3211,"tag_list":3212,"is_startpage":28,"parent_id":486,"meta_data":43,"group_id":3213,"first_published_at":3214,"release_id":43,"lang":49,"path":43,"alternates":3215,"default_full_slug":3216,"translated_slugs":3217},"Control de gastos de obra: métodos y herramientas para empresas de construcción","2026-09-07T09:57:03.113Z","2026-09-10T13:28:32.629Z","2026-09-10T13:28:32.648Z",217437893113299,"c175d815-10a6-4fe7-b237-26885adce75b",{"_uid":3089,"title":3082,"topics":3090,"noIndex":28,"category":3091,"language":3100,"component":451,"heroMedia":3101,"metaTitle":3102,"publishedAt":24,"readingTime":2458,"redirectUrl":24,"listingImage":3103,"metaDescription":3111,"bottomArticleCta":3112,"componentsAfterTheArticle":3113},"cf41967d-2efb-4c7d-a728-36f380a4d801",[],{"name":439,"created_at":440,"published_at":6,"updated_at":441,"id":442,"uuid":443,"content":3092,"slug":451,"full_slug":452,"sort_by_date":43,"position":453,"tag_list":3094,"is_startpage":28,"parent_id":455,"meta_data":43,"group_id":456,"first_published_at":457,"release_id":43,"lang":49,"path":43,"alternates":3095,"default_full_slug":459,"translated_slugs":3096,"_stopResolving":58},{"_uid":445,"icon":3093,"name":439,"component":450},{"id":447,"alt":448,"name":24,"focus":24,"title":24,"filename":449,"copyright":24,"fieldtype":26,"is_external_url":28},[],[],[3097,3098,3099],{"path":459,"name":43,"lang":54,"published":43},{"path":459,"name":43,"lang":56,"published":43},{"path":459,"name":43,"lang":49,"published":43},[49],[],"Control de gastos de obra: métodos y herramientas para empre",[3104],{"_uid":3105,"link":3106,"asset":3107,"caption":24,"component":214},"4d74f152-7e0b-4b60-88e4-c19684d4d7b9",{"id":24,"url":24,"linktype":526,"fieldtype":527,"cached_url":1639,"prep":58},{"id":3108,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":3109,"copyright":24,"fieldtype":26,"meta_data":3110,"is_external_url":28},218551279067848,"https://a.storyblok.com/f/146026/1672x941/1dfd562979/control-de-gastos-en-obras.png",{},"El control de gastos de obra permite saber si cada proyecto se mantiene dentro del presupuesto mientras la obra sigue en marcha. En una empresa de construcción,",[],[3114],{"_uid":3115,"items":3116,"heading":3187,"component":2139},"75696efb-29e3-4382-90bb-25fa12909a62",[3117,3127,3137,3147,3157,3167,3177],{"_uid":3118,"title":3119,"component":2005,"description":3120},"e9f741c8-7555-44ce-8309-03fcd194c8a0","¿Cada cuánto conviene actualizar el control de gastos de una obra?",{"type":33,"content":3121},[3122],{"type":36,"attrs":3123,"content":3124},{"textAlign":43},[3125],{"text":3126,"type":40},"Lo ideal es actualizarlo cada vez que se adquiere un compromiso o se realiza un pago. Además, conviene revisar periódicamente la evolución de cada partida para detectar desviaciones mientras todavía se pueden corregir.",{"_uid":3128,"title":3129,"component":2005,"description":3130},"4b686f3d-f9cc-469a-8e5b-e407c73faa06","¿Qué diferencia hay entre coste comprometido y coste real en una obra?",{"type":33,"content":3131},[3132],{"type":36,"attrs":3133,"content":3134},{"textAlign":43},[3135],{"text":3136,"type":40},"El coste comprometido corresponde a importes que la empresa ya ha contratado o pedido, aunque todavía no los haya pagado o recibido en factura. El coste real registrado refleja los gastos que ya se han reconocido o incorporado al sistema de control.",{"_uid":3138,"title":3139,"component":2005,"description":3140},"f3c959f4-72e1-4020-b40f-68eb0fcbb553","¿Cómo se controlan los gastos de subcontratas en obra?",{"type":33,"content":3141},[3142],{"type":36,"attrs":3143,"content":3144},{"textAlign":43},[3145],{"text":3146,"type":40},"El importe debe incorporarse al seguimiento cuando se formaliza el contrato o se adquiere el compromiso. Después, las certificaciones y facturas pueden revisarse frente a los trabajos ejecutados y a las condiciones acordadas.",{"_uid":3148,"title":3149,"component":2005,"description":3150},"bb705a66-d7d9-4da9-a342-d0cb7b57fe0f","¿Cómo gestionar la caja chica en una empresa con varios centros de trabajo?",{"type":33,"content":3151},[3152],{"type":36,"attrs":3153,"content":3154},{"textAlign":43},[3155],{"text":3156,"type":40},"Una alternativa consiste en reducir el uso de efectivo y utilizar medios de pago corporativos con límites y reglas de uso. Cada gasto debe quedar asociado al centro de trabajo, la obra o la partida correspondiente, según la política de la empresa.",{"_uid":3158,"title":3159,"component":2005,"description":3160},"34665bdf-7375-4425-9b4c-9e22725c328c","¿Cómo controlar los gastos de viaje de los equipos de campo?",{"type":33,"content":3161},[3162],{"type":36,"attrs":3163,"content":3164},{"textAlign":43},[3165],{"text":3166,"type":40},"Conviene definir qué gastos están permitidos, qué documentación debe conservarse y cómo se imputa cada gasto a la obra. La captura desde el móvil permite registrar dietas, peajes, aparcamientos y repostajes más cerca del momento del pago.",{"_uid":3168,"title":3169,"component":2005,"description":3170},"267fb6d2-219a-4e89-a61a-69e20002d3c9","¿Puede Spendesk ayudar a controlar los gastos por obra?",{"type":33,"content":3171},[3172],{"type":36,"attrs":3173,"content":3174},{"textAlign":43},[3175],{"text":3176,"type":40},"Spendesk puede ayudar a centralizar transacciones, tarjetas, justificantes y solicitudes de gasto. Si la cuenta está configurada con los proyectos o centros de coste adecuados, el equipo puede organizar y revisar la información de cada obra dentro del flujo definido por la empresa. La imputación y la revisión final deben ajustarse a los procedimientos internos.",{"_uid":3178,"title":3179,"component":2005,"description":3180},"d11b87ae-e95c-4f24-86ad-25d376063559","¿Cómo crear una política de gastos más eficiente en una empresa de construcción?",{"type":33,"content":3181},[3182],{"type":36,"attrs":3183,"content":3184},{"textAlign":43},[3185],{"text":3186,"type":40},"Define quién puede aprobar cada importe, qué gastos están permitidos, qué medios de pago deben utilizarse y qué justificantes son necesarios. La política debe ser clara, aplicable al trabajo de campo y compatible con los procesos de aprobación y revisión de la empresa.",[3188],{"cta":3189,"_uid":3190,"title":3191,"eyebrow":3197,"subtitle":3202,"component":137,"textAlign":24,"flexibleSection":3207,"sectionSettings":3208,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":24},[],"a2a96f80-279b-4aa2-8830-3b16a865ace0",{"type":33,"content":3192},[3193],{"type":137,"attrs":3194,"content":3195},{"level":139,"textAlign":43},[3196],{"text":2265,"type":40},{"type":33,"content":3198},[3199],{"type":36,"attrs":3200,"content":3201},{"textAlign":43},[],{"type":33,"content":3203},[3204],{"type":36,"attrs":3205,"content":3206},{"textAlign":43},[],[],[],"control-de-gastos-en-obras","es/blog/control-de-gastos-en-obras",-3240,[],"e4267111-1ab3-48ab-8054-df809df980eb","2026-09-07T09:57:03.183Z",[],"blog/control-de-gastos-en-obras",[3218,3219,3220],{"path":3216,"name":43,"lang":54,"published":43},{"path":3216,"name":43,"lang":56,"published":43},{"path":3216,"name":43,"lang":49,"published":43},{"name":3222,"created_at":3223,"published_at":3224,"updated_at":3225,"id":3226,"uuid":3227,"content":3228,"slug":3357,"full_slug":3358,"sort_by_date":43,"position":3359,"tag_list":3360,"is_startpage":28,"parent_id":486,"meta_data":43,"group_id":3361,"first_published_at":3362,"release_id":43,"lang":49,"path":43,"alternates":3363,"default_full_slug":3364,"translated_slugs":3365},"Factura rectificativa y factura de abono: diferencias, validación y contabilización","2026-09-02T13:33:00.164Z","2026-09-10T13:22:06.135Z","2026-09-10T13:22:06.169Z",215721493195948,"aa64d024-d65f-4f59-95d8-bb6badf065e3",{"_uid":3229,"title":3222,"topics":3230,"noIndex":28,"category":3239,"language":3248,"component":451,"heroMedia":3249,"metaTitle":3250,"publishedAt":24,"readingTime":2327,"redirectUrl":24,"listingImage":3251,"metaDescription":3259,"bottomArticleCta":3260,"componentsAfterTheArticle":3261},"f6cff6c2-58ed-444f-90f2-f5bd8b090c73",[3231],{"name":584,"created_at":2155,"published_at":6,"updated_at":2156,"id":2157,"uuid":2158,"content":3232,"slug":2162,"full_slug":2163,"sort_by_date":43,"position":2164,"tag_list":3233,"is_startpage":28,"parent_id":2166,"meta_data":43,"group_id":2167,"first_published_at":2168,"release_id":43,"lang":49,"path":43,"alternates":3234,"default_full_slug":2170,"translated_slugs":3235,"_stopResolving":58},{"_uid":2160,"name":584,"component":2161},[],[],[3236,3237,3238],{"path":2170,"name":43,"lang":54,"published":43},{"path":2170,"name":43,"lang":56,"published":43},{"path":2170,"name":43,"lang":49,"published":43},{"name":439,"created_at":440,"published_at":6,"updated_at":441,"id":442,"uuid":443,"content":3240,"slug":451,"full_slug":452,"sort_by_date":43,"position":453,"tag_list":3242,"is_startpage":28,"parent_id":455,"meta_data":43,"group_id":456,"first_published_at":457,"release_id":43,"lang":49,"path":43,"alternates":3243,"default_full_slug":459,"translated_slugs":3244,"_stopResolving":58},{"_uid":445,"icon":3241,"name":439,"component":450},{"id":447,"alt":448,"name":24,"focus":24,"title":24,"filename":449,"copyright":24,"fieldtype":26,"is_external_url":28},[],[],[3245,3246,3247],{"path":459,"name":43,"lang":54,"published":43},{"path":459,"name":43,"lang":56,"published":43},{"path":459,"name":43,"lang":49,"published":43},[49],[],"Factura rectificativa y factura de abono: diferencias, valid",[3252],{"_uid":3253,"link":3254,"asset":3255,"caption":24,"component":214},"0d40a296-517d-4c9b-88bc-6887116d798d",{"id":24,"url":24,"linktype":526,"fieldtype":527,"cached_url":1639,"prep":58},{"id":3256,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":3257,"copyright":24,"fieldtype":26,"meta_data":3258,"is_external_url":28},218549414806032,"https://a.storyblok.com/f/146026/1672x941/793d193cf8/factura-rectificativa-y-factura-de-abono.png",{"size":2850},"Diferencias entre factura rectificativa y factura de abono, qué revisar antes de registrarla y cómo afecta al IVA soportado, a la contabilidad y al SII.",[],[3262],{"_uid":3263,"items":3264,"heading":3335,"component":2139},"a8cc71ee-c754-40da-9b7b-c0dd5135ce95",[3265,3275,3285,3295,3305,3315,3325],{"_uid":3266,"title":3267,"component":2005,"description":3268},"d66795d8-0cbf-4012-a31e-c1e7905c1c9e","¿Es lo mismo una factura de abono que una factura rectificativa?",{"type":33,"content":3269},[3270],{"type":36,"attrs":3271,"content":3272},{"textAlign":43},[3273],{"text":3274,"type":40},"No son necesariamente términos jurídicos equivalentes. «Factura de abono» suele utilizarse como expresión comercial para referirse a una factura rectificativa que reduce una operación anterior. Para que tenga efectos fiscales, el documento debe cumplir los requisitos aplicables a una factura rectificativa.",{"_uid":3276,"title":3277,"component":2005,"description":3278},"fbcd0330-b3e5-4580-9bef-d8f10fb93f5f","¿Qué información debe incluir una factura rectificativa?",{"type":33,"content":3279},[3280],{"type":36,"attrs":3281,"content":3282},{"textAlign":43},[3283],{"text":3284,"type":40},"Debe identificar que se trata de una factura rectificativa, relacionarla con la factura original y explicar el motivo de la corrección. También debe mostrar los importes corregidos o la diferencia correspondiente, además del resto de datos fiscales exigidos.",{"_uid":3286,"title":3287,"component":2005,"description":3288},"a29099c0-5e69-4c28-87a7-6404d64e9354","¿Cuál es la diferencia entre una rectificativa por sustitución y una por diferencias?",{"type":33,"content":3289},[3290],{"type":36,"attrs":3291,"content":3292},{"textAlign":43},[3293],{"text":3294,"type":40},"La rectificativa por sustitución muestra la información corregida de la operación y los datos que se modifican. La rectificativa por diferencias refleja únicamente el ajuste que debe añadirse o restarse a la factura original.",{"_uid":3296,"title":3297,"component":2005,"description":3298},"dfca7460-efc2-4bbe-9a50-7283a3a5f34a","¿Cómo afecta una factura rectificativa al IVA soportado?",{"type":33,"content":3299},[3300],{"type":36,"attrs":3301,"content":3302},{"textAlign":43},[3303],{"text":3304,"type":40},"Si reduce una compra, puede reducir también la base y el IVA soportado que la empresa había registrado o deducido. Si aumenta la operación, puede incrementar el IVA soportado, siempre que se cumplan las condiciones aplicables. El periodo de registro y declaración debe revisarse según la normativa vigente.",{"_uid":3306,"title":3307,"component":2005,"description":3308},"bc77ea6c-6878-48f0-806f-245124692708","¿Cómo se contabiliza una factura rectificativa recibida?",{"type":33,"content":3309},[3310],{"type":36,"attrs":3311,"content":3312},{"textAlign":43},[3313],{"text":3314,"type":40},"El tratamiento depende del motivo de la rectificación y de si se trata de una sustitución o de una diferencia. Puede ser necesario registrar únicamente el ajuste o revisar el asiento original y contabilizar la información corregida. La cuenta utilizada dependerá de la naturaleza de la operación.",{"_uid":3316,"title":3317,"component":2005,"description":3318},"3de8198a-b342-4cf9-bd2b-468dfde7a7b0","¿Cómo se registra una factura rectificativa recibida en el SII?",{"type":33,"content":3319},[3320],{"type":36,"attrs":3321,"content":3322},{"textAlign":43},[3323],{"text":3324,"type":40},"Debe registrarse con la información que corresponda al documento recibido y relacionarse con la factura original. Las claves y los detalles dependen del tipo de rectificación. Consulta las instrucciones vigentes de la AEAT y no utilices automáticamente las claves aplicables al emisor.",{"_uid":3326,"title":3327,"component":2005,"description":3328},"20384bf0-64c3-479b-a155-1c8502bcef01","¿Cómo ayuda Spendesk a gestionar facturas rectificativas?",{"type":33,"content":3329},[3330],{"type":36,"attrs":3331,"content":3332},{"textAlign":43},[3333],{"text":3334,"type":40},"Una rectificativa es más fácil de controlar cuando queda vinculada desde el principio a la factura original. Spendesk permite centralizar facturas y notas de crédito, extraer o pre-rellenar sus datos, asociarlas con pedidos y documentación de recepción cuando corresponde, gestionar aprobaciones y preparar información para contabilidad. La empresa o su asesoría debe validar el tratamiento contable, fiscal y del SII.",[3336],{"cta":3337,"_uid":3338,"title":3339,"eyebrow":3345,"subtitle":3350,"component":137,"textAlign":24,"flexibleSection":3355,"sectionSettings":3356,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":24},[],"9be9d986-57fe-4809-9231-9c6dd8799a39",{"type":33,"content":3340},[3341],{"type":137,"attrs":3342,"content":3343},{"level":139,"textAlign":43},[3344],{"text":2265,"type":40},{"type":33,"content":3346},[3347],{"type":36,"attrs":3348,"content":3349},{"textAlign":43},[],{"type":33,"content":3351},[3352],{"type":36,"attrs":3353,"content":3354},{"textAlign":43},[],[],[],"factura-rectificativa-y-factura-de-abono","es/blog/factura-rectificativa-y-factura-de-abono",-3140,[],"ef348daa-7525-4ef4-9ac0-1d4bd6ebe185","2026-09-02T13:33:00.225Z",[],"blog/factura-rectificativa-y-factura-de-abono",[3366,3367,3368],{"path":3364,"name":43,"lang":54,"published":43},{"path":3364,"name":43,"lang":56,"published":43},{"path":3364,"name":43,"lang":49,"published":43},{"name":3370,"created_at":3371,"published_at":3372,"updated_at":3373,"id":3374,"uuid":3375,"content":3376,"slug":3507,"full_slug":3508,"sort_by_date":43,"position":3509,"tag_list":3510,"is_startpage":28,"parent_id":486,"meta_data":43,"group_id":3511,"first_published_at":3512,"release_id":43,"lang":49,"path":43,"alternates":3513,"default_full_slug":3514,"translated_slugs":3515},"Modelo 390: resumen anual del IVA, quién lo presenta, casillas clave y errores","2026-09-02T13:32:49.504Z","2026-09-10T13:45:14.835Z","2026-09-10T13:45:14.860Z",215721449532360,"c99f0e3f-6da1-4185-9565-094ef52b891f",{"_uid":3377,"title":3370,"topics":3378,"noIndex":28,"category":3387,"language":3396,"component":451,"heroMedia":3397,"metaTitle":3398,"publishedAt":3399,"readingTime":2727,"redirectUrl":24,"listingImage":3400,"metaDescription":3409,"bottomArticleCta":3410,"componentsAfterTheArticle":3411},"44ff9429-7c9b-42bf-b0a5-b8ed4114b479",[3379],{"name":584,"created_at":2155,"published_at":6,"updated_at":2156,"id":2157,"uuid":2158,"content":3380,"slug":2162,"full_slug":2163,"sort_by_date":43,"position":2164,"tag_list":3381,"is_startpage":28,"parent_id":2166,"meta_data":43,"group_id":2167,"first_published_at":2168,"release_id":43,"lang":49,"path":43,"alternates":3382,"default_full_slug":2170,"translated_slugs":3383,"_stopResolving":58},{"_uid":2160,"name":584,"component":2161},[],[],[3384,3385,3386],{"path":2170,"name":43,"lang":54,"published":43},{"path":2170,"name":43,"lang":56,"published":43},{"path":2170,"name":43,"lang":49,"published":43},{"name":439,"created_at":440,"published_at":6,"updated_at":441,"id":442,"uuid":443,"content":3388,"slug":451,"full_slug":452,"sort_by_date":43,"position":453,"tag_list":3390,"is_startpage":28,"parent_id":455,"meta_data":43,"group_id":456,"first_published_at":457,"release_id":43,"lang":49,"path":43,"alternates":3391,"default_full_slug":459,"translated_slugs":3392,"_stopResolving":58},{"_uid":445,"icon":3389,"name":439,"component":450},{"id":447,"alt":448,"name":24,"focus":24,"title":24,"filename":449,"copyright":24,"fieldtype":26,"is_external_url":28},[],[],[3393,3394,3395],{"path":459,"name":43,"lang":54,"published":43},{"path":459,"name":43,"lang":56,"published":43},{"path":459,"name":43,"lang":49,"published":43},[49],[],"Modelo 390: resumen anual del IVA, quién lo presenta, casill","2026-08-25 00:00",[3401],{"_uid":3402,"link":3403,"asset":3404,"caption":24,"component":214},"c5e8bc46-7451-43bf-a998-28fd00bf481e",{"id":24,"url":24,"linktype":526,"fieldtype":527,"cached_url":1639,"prep":58},{"id":3405,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":3406,"copyright":24,"fieldtype":26,"meta_data":3407,"is_external_url":28},218555405333603,"https://a.storyblok.com/f/146026/1671x941/bd54bf81e9/modelo-390-1.png",{"size":3408},"1671x941","Qué es el Modelo 390, quién debe presentarlo, quién queda exonerado y cómo conciliarlo con los modelos 303 y las principales casillas del resumen anual del IVA.",[],[3412],{"_uid":3413,"items":3414,"heading":3485,"component":2139},"55a4787c-f921-4881-83c4-ef5b8473e554",[3415,3425,3435,3445,3455,3465,3475],{"_uid":3416,"title":3417,"component":2005,"description":3418},"10d29113-a8f5-4b88-8326-e0d65c863aa0","¿Qué es el Modelo 390?",{"type":33,"content":3419},[3420],{"type":36,"attrs":3421,"content":3422},{"textAlign":43},[3423],{"text":3424,"type":40},"El Modelo 390 es la declaración-resumen anual del IVA. Recopila información sobre las operaciones y autoliquidaciones del ejercicio y no implica, por sí mismo, un nuevo pago o devolución.",{"_uid":3426,"title":3427,"component":2005,"description":3428},"eab524f8-8182-4ea3-ac1c-2e9c99de0de6","¿Quién debe presentar el Modelo 390?",{"type":33,"content":3429},[3430],{"type":36,"attrs":3431,"content":3432},{"textAlign":43},[3433],{"text":3434,"type":40},"Deben revisar su obligación los sujetos pasivos del IVA que presenten autoliquidaciones periódicas y no estén incluidos en un supuesto de exoneración. La obligación depende del régimen fiscal, la periodicidad y la actividad de la empresa.",{"_uid":3436,"title":3437,"component":2005,"description":3438},"22e5cc60-f446-4bb9-adcd-7bad5bcc2e7f","¿Hay que presentar el Modelo 390 si los modelos 303 fueron a cero?",{"type":33,"content":3439},[3440],{"type":36,"attrs":3441,"content":3442},{"textAlign":43},[3443],{"text":3444,"type":40},"La presentación de modelos 303 a cero no determina automáticamente la exoneración. Si la empresa no encaja en una excepción, debe comprobar si mantiene la obligación de presentar el Modelo 390.",{"_uid":3446,"title":3447,"component":2005,"description":3448},"6d793610-2298-4bbc-bd6b-25109052b464","¿Cuál es la diferencia entre el Modelo 390 y el Modelo 303?",{"type":33,"content":3449},[3450],{"type":36,"attrs":3451,"content":3452},{"textAlign":43},[3453],{"text":3454,"type":40},"El Modelo 303 es la autoliquidación periódica del IVA. El Modelo 390 es el resumen anual de la información del ejercicio. El 390 no sustituye a los modelos 303 ni funciona como una nueva autoliquidación.",{"_uid":3456,"title":3457,"component":2005,"description":3458},"b2916a89-1e60-4a58-9251-61e53cfc7e49","¿Qué se incluye en la casilla 105?",{"type":33,"content":3459},[3460],{"type":36,"attrs":3461,"content":3462},{"textAlign":43},[3463],{"text":3464,"type":40},"La casilla 105 recoge el importe de determinadas operaciones exentas sin derecho a deducción. Debe utilizarse únicamente cuando la operación cumple las condiciones del supuesto de exención correspondiente.",{"_uid":3466,"title":3467,"component":2005,"description":3468},"501e47a4-e93b-4b9a-8ccb-13a5830f9ba5","¿Cómo se corrige un error en el Modelo 390?",{"type":33,"content":3469},[3470],{"type":36,"attrs":3471,"content":3472},{"textAlign":43},[3473],{"text":3474,"type":40},"Primero identifica si el error afecta también a un modelo 303 o a los registros contables. Después, revisa las instrucciones de la AEAT para determinar si corresponde presentar una declaración sustitutiva u otra forma de rectificación.",{"_uid":3476,"title":3477,"component":2005,"description":3478},"5cc78bc1-0bcd-4d06-a8d4-e11abccc9168","¿Cómo ayuda Spendesk a preparar el Modelo 390?",{"type":33,"content":3479},[3480],{"type":36,"attrs":3481,"content":3482},{"textAlign":43},[3483],{"text":3484,"type":40},"La conciliación del Modelo 390 depende de que cada factura del ejercicio esté registrada en el periodo correcto, con el IVA bien clasificado. Spendesk permite centralizar facturas y justificantes, extraer datos mediante OCR, organizar información contable y de IVA, gestionar aprobaciones y exportar datos a herramientas contables. La empresa o su asesoría debe revisar la información y determinar qué debe declararse en cada casilla.",[3486],{"cta":3487,"_uid":3488,"title":3489,"eyebrow":3495,"subtitle":3500,"component":137,"textAlign":24,"flexibleSection":3505,"sectionSettings":3506,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":24},[],"882ac242-5c90-41e2-b783-03a067b89050",{"type":33,"content":3490},[3491],{"type":137,"attrs":3492,"content":3493},{"level":139,"textAlign":43},[3494],{"text":2265,"type":40},{"type":33,"content":3496},[3497],{"type":36,"attrs":3498,"content":3499},{"textAlign":43},[],{"type":33,"content":3501},[3502],{"type":36,"attrs":3503,"content":3504},{"textAlign":43},[],[],[],"modelo-390","es/blog/modelo-390",-3130,[],"5095905f-518b-4d56-97b7-f9946b641ce4","2026-09-02T13:32:49.570Z",[],"blog/modelo-390",[3516,3517,3518],{"path":3514,"name":43,"lang":54,"published":43},{"path":3514,"name":43,"lang":56,"published":43},{"path":3514,"name":43,"lang":49,"published":43},{"name":3520,"created_at":3521,"published_at":3522,"updated_at":3523,"id":3524,"uuid":3525,"content":3526,"slug":3656,"full_slug":3657,"sort_by_date":43,"position":3658,"tag_list":3659,"is_startpage":28,"parent_id":486,"meta_data":43,"group_id":3660,"first_published_at":3661,"release_id":43,"lang":49,"path":43,"alternates":3662,"default_full_slug":3663,"translated_slugs":3664},"IVA soportado en los gastos de empresa y de empleados: qué se puede deducir y cómo","2026-08-27T10:05:50.742Z","2026-08-27T12:34:56.227Z","2026-08-27T12:34:56.247Z",213547215890359,"38a992a6-679c-4dcb-9b49-735825fc2950",{"_uid":3527,"title":3520,"topics":3528,"noIndex":28,"category":3537,"language":3546,"component":451,"heroMedia":3547,"metaTitle":3548,"publishedAt":24,"readingTime":3549,"redirectUrl":24,"listingImage":3550,"metaDescription":3558,"bottomArticleCta":3559,"componentsAfterTheArticle":3560},"8af78eab-9798-45f3-92f2-166648e6ac31",[3529],{"name":600,"created_at":2300,"published_at":6,"updated_at":2301,"id":2302,"uuid":2303,"content":3530,"slug":2305,"full_slug":2306,"sort_by_date":43,"position":2164,"tag_list":3531,"is_startpage":28,"parent_id":2166,"meta_data":43,"group_id":2308,"first_published_at":2168,"release_id":43,"lang":49,"path":43,"alternates":3532,"default_full_slug":2310,"translated_slugs":3533,"_stopResolving":58},{"_uid":2160,"name":600,"component":2161},[],[],[3534,3535,3536],{"path":2310,"name":43,"lang":54,"published":43},{"path":2310,"name":43,"lang":56,"published":43},{"path":2310,"name":43,"lang":49,"published":43},{"name":439,"created_at":440,"published_at":6,"updated_at":441,"id":442,"uuid":443,"content":3538,"slug":451,"full_slug":452,"sort_by_date":43,"position":453,"tag_list":3540,"is_startpage":28,"parent_id":455,"meta_data":43,"group_id":456,"first_published_at":457,"release_id":43,"lang":49,"path":43,"alternates":3541,"default_full_slug":459,"translated_slugs":3542,"_stopResolving":58},{"_uid":445,"icon":3539,"name":439,"component":450},{"id":447,"alt":448,"name":24,"focus":24,"title":24,"filename":449,"copyright":24,"fieldtype":26,"is_external_url":28},[],[],[3543,3544,3545],{"path":459,"name":43,"lang":54,"published":43},{"path":459,"name":43,"lang":56,"published":43},{"path":459,"name":43,"lang":49,"published":43},[49],[],"IVA soportado en los gastos de empresa y de empleados: qué s","16",[3551],{"_uid":3552,"asset":3553,"caption":24,"component":214},"1de8f75f-1bd0-42ee-a5c2-08022b3d42c8",{"id":3554,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":3555,"copyright":24,"fieldtype":26,"meta_data":3556,"is_external_url":28},213582395689572,"https://a.storyblok.com/f/146026/1535x1024/e848c12268/iva-soportado.png",{"size":3557},"1535x1024","Descubre cómo gestionar el IVA soportado de los gastos de empresa y empleados, qué documentación necesitas y cómo preparar la información para tu Modelo 303.",[],[3561],{"_uid":3562,"items":3563,"heading":3634,"component":2139},"5cc20ce9-9c68-49f4-8c7d-06d62c5f2ed6",[3564,3574,3584,3594,3604,3614,3624],{"_uid":3565,"title":3566,"component":2005,"description":3567},"ef3bd6d4-8891-4fbc-987a-33a4b36e6d23","¿Cuál es la diferencia entre IVA soportado e IVA repercutido?",{"type":33,"content":3568},[3569],{"type":36,"attrs":3570,"content":3571},{"textAlign":43},[3572],{"text":3573,"type":40},"El IVA soportado es el que la empresa paga en sus compras y gastos. El IVA repercutido es el que cobra a sus clientes en sus ventas o servicios. La liquidación periódica tiene en cuenta ambos conceptos, conforme a las reglas aplicables.",{"_uid":3575,"title":3576,"component":2005,"description":3577},"cf52c420-13e2-41d2-8022-5afcb0679c90","¿Cuál es la diferencia entre IVA devengado e IVA deducible?",{"type":33,"content":3578},[3579],{"type":36,"attrs":3580,"content":3581},{"textAlign":43},[3582],{"text":3583,"type":40},"El IVA devengado se refiere al momento en que nace la obligación tributaria de una operación. El IVA deducible es la parte del IVA soportado que la empresa puede restar cuando cumple los requisitos correspondientes.",{"_uid":3585,"title":3586,"component":2005,"description":3587},"debf2315-76f3-495f-8c56-d7ea4f3ae93f","¿Se puede deducir el IVA de las comidas de empresa?",{"type":33,"content":3588},[3589],{"type":36,"attrs":3590,"content":3591},{"textAlign":43},[3592],{"text":3593,"type":40},"Puede ser deducible cuando la comida está relacionada con la actividad, el gasto cumple las condiciones fiscales aplicables y existe una factura o justificante válido. Conviene conservar también información sobre el motivo del gasto y sus participantes cuando sea necesario.",{"_uid":3595,"title":3596,"component":2005,"description":3597},"e7aac6c8-ff94-4088-a783-78f5b88c4790","¿Se puede deducir el IVA de un parking o un peaje?",{"type":33,"content":3598},[3599],{"type":36,"attrs":3600,"content":3601},{"textAlign":43},[3602],{"text":3603,"type":40},"No automáticamente. Aunque el parking o el peaje estén relacionados con un desplazamiento profesional, también hay que revisar el vehículo utilizado, su grado de afectación a la actividad, las limitaciones aplicables y la documentación disponible.",{"_uid":3605,"title":3606,"component":2005,"description":3607},"371f6fee-8c41-4623-a073-54725d76a526","¿Qué debe mostrar una factura para poder deducir el IVA?",{"type":33,"content":3608},[3609],{"type":36,"attrs":3610,"content":3611},{"textAlign":43},[3612],{"text":3613,"type":40},"Debe reunir los datos fiscales exigidos para identificar la operación, al proveedor y a la empresa, además de mostrar la información sobre la base y el IVA cuando corresponda. Un justificante simplificado o incompleto puede no permitir la deducción.",{"_uid":3615,"title":3616,"component":2005,"description":3617},"e9444e3a-edbd-4f78-8bcc-96b70fb1639a","¿Cómo se gestionan los gastos profesionales que pagan los empleados?",{"type":33,"content":3618},[3619],{"type":36,"attrs":3620,"content":3621},{"textAlign":43},[3622],{"text":3623,"type":40},"La empresa debe reunir la documentación, comprobar la relación con la actividad, revisar el tratamiento de IVA y registrar la operación en su sistema contable. Después, el equipo financiero o la asesoría determina cómo incluirla en la liquidación correspondiente.",{"_uid":3625,"title":3626,"component":2005,"description":3627},"0c2abf90-247e-45db-8267-9bebb578aa85","¿Cómo ayuda Spendesk a gestionar el IVA soportado de los gastos?",{"type":33,"content":3628},[3629],{"type":36,"attrs":3630,"content":3631},{"textAlign":43},[3632],{"text":3633,"type":40},"Spendesk permite a los empleados subir una foto del justificante desde la aplicación en el momento de compra, extrae datos básicos mediante reconocimiento óptico de caracteres (OCR) y centraliza la documentación junto a la transacción. El equipo financiero puede revisar los gastos, asignar categorías y tipos de IVA, gestionar aprobaciones y exportar la información a herramientas contables. Estas funciones facilitan la preparación de los datos, pero no sustituyen la validación fiscal de la empresa o de su asesoría.",[3635],{"cta":3636,"_uid":3637,"title":3638,"eyebrow":3644,"subtitle":3649,"component":137,"textAlign":24,"flexibleSection":3654,"sectionSettings":3655,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":24},[],"dc067b48-aa2c-4fd7-bfa6-e351e2138e50",{"type":33,"content":3639},[3640],{"type":137,"attrs":3641,"content":3642},{"level":139,"textAlign":43},[3643],{"text":2265,"type":40},{"type":33,"content":3645},[3646],{"type":36,"attrs":3647,"content":3648},{"textAlign":43},[],{"type":33,"content":3650},[3651],{"type":36,"attrs":3652,"content":3653},{"textAlign":43},[],[],[],"iva-soportado","es/blog/iva-soportado",-2980,[],"2d64bb14-c76c-4c2b-9deb-bc21d21f88be","2026-08-27T10:05:50.810Z",[],"blog/iva-soportado",[3665,3666,3667],{"path":3663,"name":43,"lang":54,"published":43},{"path":3663,"name":43,"lang":56,"published":43},{"path":3663,"name":43,"lang":49,"published":43},{"name":3669,"created_at":3670,"published_at":3671,"updated_at":3672,"id":3673,"uuid":3674,"content":3675,"slug":3793,"full_slug":3794,"sort_by_date":43,"position":3795,"tag_list":3796,"is_startpage":28,"parent_id":486,"meta_data":43,"group_id":3797,"first_published_at":3798,"release_id":43,"lang":49,"path":43,"alternates":3799,"default_full_slug":3800,"translated_slugs":3801},"Albarán y factura: diferencia y cómo conciliarlos en la recepción","2026-08-27T10:05:49.302Z","2026-08-27T13:11:36.312Z","2026-08-27T13:11:36.332Z",213547209992118,"537dd46d-9c1d-455e-8711-7306686c1ed7",{"_uid":3676,"title":3669,"topics":3677,"noIndex":28,"category":3686,"language":3695,"component":451,"heroMedia":3696,"metaTitle":3697,"publishedAt":24,"readingTime":2458,"redirectUrl":24,"listingImage":3698,"metaDescription":3705,"bottomArticleCta":3706,"componentsAfterTheArticle":3707},"78d13369-1ad7-4b80-873a-03fba1b94408",[3678],{"name":584,"created_at":2155,"published_at":6,"updated_at":2156,"id":2157,"uuid":2158,"content":3679,"slug":2162,"full_slug":2163,"sort_by_date":43,"position":2164,"tag_list":3680,"is_startpage":28,"parent_id":2166,"meta_data":43,"group_id":2167,"first_published_at":2168,"release_id":43,"lang":49,"path":43,"alternates":3681,"default_full_slug":2170,"translated_slugs":3682,"_stopResolving":58},{"_uid":2160,"name":584,"component":2161},[],[],[3683,3684,3685],{"path":2170,"name":43,"lang":54,"published":43},{"path":2170,"name":43,"lang":56,"published":43},{"path":2170,"name":43,"lang":49,"published":43},{"name":439,"created_at":440,"published_at":6,"updated_at":441,"id":442,"uuid":443,"content":3687,"slug":451,"full_slug":452,"sort_by_date":43,"position":453,"tag_list":3689,"is_startpage":28,"parent_id":455,"meta_data":43,"group_id":456,"first_published_at":457,"release_id":43,"lang":49,"path":43,"alternates":3690,"default_full_slug":459,"translated_slugs":3691,"_stopResolving":58},{"_uid":445,"icon":3688,"name":439,"component":450},{"id":447,"alt":448,"name":24,"focus":24,"title":24,"filename":449,"copyright":24,"fieldtype":26,"is_external_url":28},[],[],[3692,3693,3694],{"path":459,"name":43,"lang":54,"published":43},{"path":459,"name":43,"lang":56,"published":43},{"path":459,"name":43,"lang":49,"published":43},[49],[],"Albarán y factura: diferencia y cómo conciliarlos en la rece",[3699],{"_uid":3700,"asset":3701,"caption":24,"component":214},"c449b07e-3b99-4193-b049-5a1504462ed7",{"id":3702,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":3703,"copyright":24,"fieldtype":26,"meta_data":3704,"is_external_url":28},213592764628627,"https://a.storyblok.com/f/146026/1536x1024/6cc46a2a1d/albaran-y-factura.png",{},"Descubre la diferencia entre albarán y factura y cómo conciliar pedido, albarán y factura en la recepción para evitar errores y pagos incorrectos.",[],[3708],{"_uid":3709,"items":3710,"heading":3771,"component":2139},"81cbf153-fb6e-44c3-9eae-9a2d00f3b679",[3711,3721,3731,3741,3751,3761],{"_uid":3712,"title":3713,"component":2005,"description":3714},"b14f3148-e599-4237-a46f-141b6b92f4b5","¿Cuál es la diferencia entre un albarán y una factura?",{"type":33,"content":3715},[3716],{"type":36,"attrs":3717,"content":3718},{"textAlign":43},[3719],{"text":3720,"type":40},"El albarán documenta la entrega de la mercancía. La factura documenta la operación y el importe que debe pagarse. La factura que cumple los requisitos formales aplicables puede servir como justificante fiscal, mientras que el albarán aporta evidencia sobre lo que se recibió.",{"_uid":3722,"title":3723,"component":2005,"description":3724},"bd8d8d0e-2900-41fe-a49d-175565cfd252","¿Tiene el albarán validez fiscal?",{"type":33,"content":3725},[3726],{"type":36,"attrs":3727,"content":3728},{"textAlign":43},[3729],{"text":3730,"type":40},"El albarán no sustituye a la factura a efectos de facturación o deducción del IVA. Puede servir como evidencia comercial y operativa de la entrega, especialmente cuando se conserva junto con el pedido y la factura.",{"_uid":3732,"title":3733,"component":2005,"description":3734},"bc7875ad-6867-4cac-87c5-3f7029e8de8b","¿Qué datos debe incluir un albarán de entrega?",{"type":33,"content":3735},[3736],{"type":36,"attrs":3737,"content":3738},{"textAlign":43},[3739],{"text":3740,"type":40},"Conviene que incluya el número de albarán, la fecha, el número de pedido, los datos del proveedor y del receptor, la descripción de los productos, las cantidades entregadas y cualquier incidencia observada durante la recepción.",{"_uid":3742,"title":3743,"component":2005,"description":3744},"2cf0d000-6486-4526-a5fd-1c8504fdf2a8","¿Se puede contabilizar una factura sin albarán?",{"type":33,"content":3745},[3746],{"type":36,"attrs":3747,"content":3748},{"textAlign":43},[3749],{"text":3750,"type":40},"En determinados casos, sí. El albarán no es un requisito universal para registrar una factura, pero su ausencia puede dificultar la comprobación de que los bienes se recibieron correctamente. La empresa debe aplicar sus controles internos y conservar la documentación disponible.",{"_uid":3752,"title":3753,"component":2005,"description":3754},"11ea72da-f60a-4990-a722-b9ca7e89ef79","¿Qué es la verificación a tres vías?",{"type":33,"content":3755},[3756],{"type":36,"attrs":3757,"content":3758},{"textAlign":43},[3759],{"text":3760,"type":40},"Es la comparación entre el pedido, el albarán y la factura. El pedido muestra lo que se solicitó, el albarán lo que se entregó y la factura lo que se está cobrando. El objetivo es detectar diferencias antes de aprobar el pago.",{"_uid":3762,"title":3763,"component":2005,"description":3764},"5be6784a-dab5-438a-9951-f7c9016d4c69","¿Cómo ayuda Spendesk a conciliar albaranes y facturas?",{"type":33,"content":3765},[3766],{"type":36,"attrs":3767,"content":3768},{"textAlign":43},[3769],{"text":3770,"type":40},"Spendesk puede comparar los datos de las facturas con los pedidos de compra y los albaranes para detectar discrepancias antes de la aprobación. 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Una empresa puede reconocer ingresos antes de cobrarlos y, al mismo tiempo, tener que pagar nóminas, proveedores, impuestos u otras obligaciones. Por eso el beneficio y la liquidez deben analizarse por separado.",{"_uid":3860,"title":3861,"component":2005,"description":3862},"612d5057-41b1-4bfb-9bd0-a69f82564b78","¿Cada cuánto conviene actualizar el presupuesto de tesorería?",{"type":33,"content":3863},[3864],{"type":36,"attrs":3865,"content":3866},{"textAlign":43},[3867],{"text":3868,"type":40},"Como mínimo, una vez al mes. Si la empresa tiene mucha actividad o atraviesa una etapa de tensión de liquidez, puede ser útil actualizarlo con mayor frecuencia.",{"_uid":3870,"title":3871,"component":2005,"description":3872},"9c422bb1-6acc-4fe8-848f-e265e7affaa5","¿Qué diferencia hay entre un presupuesto de tesorería y un seguimiento de caja?",{"type":33,"content":3873},[3874],{"type":36,"attrs":3875,"content":3876},{"textAlign":43},[3877],{"text":3878,"type":40},"El presupuesto muestra los cobros y pagos previstos. El seguimiento incorpora los movimientos reales, compara ambos datos y explica las desviaciones.",{"_uid":3880,"title":3881,"component":2005,"description":3882},"0fea39f0-0c4f-41db-a576-9135682e51f3","¿Cómo se incluye el IVA en un presupuesto de tesorería?",{"type":33,"content":3883},[3884],{"type":36,"attrs":3885,"content":3886},{"textAlign":43},[3887],{"text":3888,"type":40},"Los cobros y pagos deben registrarse por el importe que realmente entra o sale de la cuenta. Las liquidaciones periódicas de IVA deben reflejarse como movimientos de caja independientes en la fecha prevista, evitando duplicar el IVA ya incluido en facturas cobradas o pagadas.",{"_uid":3890,"title":3891,"component":2005,"description":3892},"256ee792-6f3d-491e-bd8d-157ceb66a51f","¿Qué herramientas pueden ayudar a gestionar el flujo de caja?",{"type":33,"content":3893},[3894],{"type":36,"attrs":3895,"content":3896},{"textAlign":43},[3897],{"text":3898,"type":40},"Excel puede ser suficiente para empezar. Cuando aumenta el volumen de facturas, tarjetas, solicitudes y pagos, una solución de gestión del gasto puede ayudar a centralizar los datos y mantener actualizada la información que alimenta el presupuesto.",{"_uid":3900,"title":3901,"component":2005,"description":3902},"c291cd54-fb0f-40b3-a0bf-f369443c4354","¿Cómo ayuda Spendesk a gestionar el flujo de caja?",{"type":33,"content":3903},[3904],{"type":36,"attrs":3905,"content":3906},{"textAlign":43},[3907],{"text":3908,"type":40},"El presupuesto de tesorería es tan fiable como los datos de gasto que lo alimentan. Spendesk centraliza tarjetas, facturas y solicitudes de gasto desde que se producen, permite configurar presupuestos con esa misma estructura y muestra el impacto de cada pago sobre lo planificado antes de que se ejecute. Esto ayuda a que el cuadro de tesorería se apoye en compromisos reales en lugar de estimaciones sueltas, aunque no sustituye la previsión de tesorería ni el análisis del equipo financiero.",[3910],{"cta":3911,"_uid":3912,"title":3913,"eyebrow":3919,"subtitle":3924,"component":137,"textAlign":24,"flexibleSection":3929,"sectionSettings":3930,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":24},[],"bb6e7474-1827-4974-a982-aeacca67c897",{"type":33,"content":3914},[3915],{"type":137,"attrs":3916,"content":3917},{"level":139,"textAlign":43},[3918],{"text":2265,"type":40},{"type":33,"content":3920},[3921],{"type":36,"attrs":3922,"content":3923},{"textAlign":43},[],{"type":33,"content":3925},[3926],{"type":36,"attrs":3927,"content":3928},{"textAlign":43},[],[],[],"flujo-de-caja","es/blog/flujo-de-caja",-2960,[],"8fa8c174-18a2-4c99-8fe9-19113df46475","2026-08-27T10:05:47.916Z",[],"blog/flujo-de-caja",[3940,3941,3942],{"path":3938,"name":43,"lang":54,"published":43},{"path":3938,"name":43,"lang":56,"published":43},{"path":3938,"name":43,"lang":49,"published":43},{"name":3944,"created_at":3945,"published_at":3946,"updated_at":3947,"id":3948,"uuid":3949,"content":3950,"slug":4079,"full_slug":4080,"sort_by_date":43,"position":4081,"tag_list":4082,"is_startpage":28,"parent_id":486,"meta_data":43,"group_id":4083,"first_published_at":4084,"release_id":43,"lang":49,"path":43,"alternates":4085,"default_full_slug":4086,"translated_slugs":4087},"Suministro Inmediato de Información (SII): quién está obligado y cómo funciona","2026-08-27T10:05:46.612Z","2026-08-27T13:15:06.420Z","2026-08-27T13:15:06.441Z",213547198969678,"c9ee313b-7bc8-4d4c-b5f5-f07f5ef3f0d4",{"_uid":3951,"title":3944,"topics":3952,"noIndex":28,"category":3961,"language":3970,"component":451,"heroMedia":3971,"metaTitle":3972,"publishedAt":2840,"readingTime":2187,"redirectUrl":24,"listingImage":3973,"metaDescription":3981,"bottomArticleCta":3982,"componentsAfterTheArticle":3983},"7c8baf82-c72c-4bd0-978c-914b4de81327",[3953],{"name":584,"created_at":2155,"published_at":6,"updated_at":2156,"id":2157,"uuid":2158,"content":3954,"slug":2162,"full_slug":2163,"sort_by_date":43,"position":2164,"tag_list":3955,"is_startpage":28,"parent_id":2166,"meta_data":43,"group_id":2167,"first_published_at":2168,"release_id":43,"lang":49,"path":43,"alternates":3956,"default_full_slug":2170,"translated_slugs":3957,"_stopResolving":58},{"_uid":2160,"name":584,"component":2161},[],[],[3958,3959,3960],{"path":2170,"name":43,"lang":54,"published":43},{"path":2170,"name":43,"lang":56,"published":43},{"path":2170,"name":43,"lang":49,"published":43},{"name":439,"created_at":440,"published_at":6,"updated_at":441,"id":442,"uuid":443,"content":3962,"slug":451,"full_slug":452,"sort_by_date":43,"position":453,"tag_list":3964,"is_startpage":28,"parent_id":455,"meta_data":43,"group_id":456,"first_published_at":457,"release_id":43,"lang":49,"path":43,"alternates":3965,"default_full_slug":459,"translated_slugs":3966,"_stopResolving":58},{"_uid":445,"icon":3963,"name":439,"component":450},{"id":447,"alt":448,"name":24,"focus":24,"title":24,"filename":449,"copyright":24,"fieldtype":26,"is_external_url":28},[],[],[3967,3968,3969],{"path":459,"name":43,"lang":54,"published":43},{"path":459,"name":43,"lang":56,"published":43},{"path":459,"name":43,"lang":49,"published":43},[49],[],"Suministro Inmediato de Información (SII): quién está obliga",[3974],{"_uid":3975,"asset":3976,"caption":24,"component":214},"57620067-ee10-44b1-994e-e86bf0c9a7af",{"id":3977,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":3978,"copyright":24,"fieldtype":26,"meta_data":3979,"is_external_url":28},213593665769182,"https://a.storyblok.com/f/146026/1536x1024/f024cf1427/suministro-inmediato-de-informacion-sii.png",{"size":3980},"1536x1024","Descubre qué es el Suministro Inmediato de Información (SII), quién está obligado a utilizarlo y cómo gestionar los plazos de envío del IVA.",[],[3984],{"_uid":3985,"items":3986,"heading":4057,"component":2139},"def80281-c114-48d8-922b-c6452f4b32e1",[3987,3997,4007,4017,4027,4037,4047],{"_uid":3988,"title":3989,"component":2005,"description":3990},"7adf060b-0882-41f2-8376-aa433a02769e","¿En qué consiste exactamente el SII?",{"type":33,"content":3991},[3992],{"type":36,"attrs":3993,"content":3994},{"textAlign":43},[3995],{"text":3996,"type":40},"El SII es la llevanza electrónica de los libros registro del IVA a través de la Sede de la AEAT. Las empresas incluidas deben enviar determinados registros de facturación dentro de plazos breves. No es una declaración adicional, sino una forma distinta de mantener los libros del IVA.",{"_uid":3998,"title":3999,"component":2005,"description":4000},"be7cc60c-fdd7-48cd-86ee-3cd10e8a77df","¿Qué empresas están obligadas a utilizar el SII?",{"type":33,"content":4001},[4002],{"type":36,"attrs":4003,"content":4004},{"textAlign":43},[4005],{"text":4006,"type":40},"Están obligadas, entre otras, las grandes empresas que superan el volumen de operaciones establecido, las empresas inscritas en REDEME, las entidades acogidas al régimen especial del grupo de entidades del IVA y determinados titulares y extractores de productos de depósitos fiscales de hidrocarburos.",{"_uid":4008,"title":4009,"component":2005,"description":4010},"8a10655a-0848-47c1-954b-b071fdee7f5d","¿Puede una empresa acogerse voluntariamente al SII?",{"type":33,"content":4011},[4012],{"type":36,"attrs":4013,"content":4014},{"textAlign":43},[4015],{"text":4016,"type":40},"Sí. Los sujetos pasivos que no estén obligados pueden optar voluntariamente mediante el procedimiento previsto por la AEAT, normalmente a través del modelo 036. La opción está sujeta a condiciones de permanencia y renuncia.",{"_uid":4018,"title":4019,"component":2005,"description":4020},"a12435fc-1766-4be9-ac61-a9537861dab0","¿Cuál es el plazo para enviar una factura al SII?",{"type":33,"content":4021},[4022],{"type":36,"attrs":4023,"content":4024},{"textAlign":43},[4025],{"text":4026,"type":40},"El plazo general es de cuatro días naturales. Para las facturas expedidas por el destinatario o por un tercero, puede aplicarse un plazo de ocho días. En las facturas recibidas, el plazo se calcula generalmente desde el registro contable. También deben respetarse los límites vinculados al periodo de liquidación.",{"_uid":4028,"title":4029,"component":2005,"description":4030},"40060d22-3957-4e6d-8f07-34e68f92caf4","¿Qué modelos deja de presentar una empresa acogida al SII?",{"type":33,"content":4031},[4032],{"type":36,"attrs":4033,"content":4034},{"textAlign":43},[4035],{"text":4036,"type":40},"En los términos previstos por la normativa, las empresas acogidas al SII quedan exoneradas de presentar los modelos 347 y 390. La empresa puede tener que incluir información adicional en el modelo 303 del último periodo del ejercicio.",{"_uid":4038,"title":4039,"component":2005,"description":4040},"ee432358-03bc-446c-b99e-fb39b33d8249","¿Qué diferencia hay entre SII, VeriFactu y factura electrónica B2B?",{"type":33,"content":4041},[4042],{"type":36,"attrs":4043,"content":4044},{"textAlign":43},[4045],{"text":4046,"type":40},"El SII regula el suministro electrónico de los registros del IVA. VeriFactu establece requisitos para los sistemas informáticos de facturación. La factura electrónica B2B regula el intercambio de facturas electrónicas entre empresas y profesionales. Son obligaciones diferentes y no se sustituyen automáticamente entre sí.",{"_uid":4048,"title":4049,"component":2005,"description":4050},"eba19354-4fee-45a5-a514-a123eaeb80dd","¿Cómo ayuda Spendesk a gestionar las facturas con el SII?",{"type":33,"content":4051},[4052],{"type":36,"attrs":4053,"content":4054},{"textAlign":43},[4055],{"text":4056,"type":40},"Spendesk centraliza la recepción de facturas de proveedores y extrae los datos mediante OCR desde el primer momento. La información contable y de IVA se organiza antes de dirigirse al flujo de aprobación configurado, y los datos ya validados pueden exportarse a la herramienta contable de la empresa. Esto ayuda a mantener un flujo de cuentas por pagar más ordenado y con menos margen para retrasos, aunque la validación final de la información y el suministro al SII siguen correspondiendo a la empresa conforme a sus obligaciones.",[4058],{"cta":4059,"_uid":4060,"title":4061,"eyebrow":4067,"subtitle":4072,"component":137,"textAlign":24,"flexibleSection":4077,"sectionSettings":4078,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":24},[],"1b5b92ff-b89c-495c-a337-c708520f4861",{"type":33,"content":4062},[4063],{"type":137,"attrs":4064,"content":4065},{"level":139,"textAlign":43},[4066],{"text":2265,"type":40},{"type":33,"content":4068},[4069],{"type":36,"attrs":4070,"content":4071},{"textAlign":43},[],{"type":33,"content":4073},[4074],{"type":36,"attrs":4075,"content":4076},{"textAlign":43},[],[],[],"suministro-inmediato-de-informacion-sii","es/blog/suministro-inmediato-de-informacion-sii",-2950,[],"1026b24a-05ed-4e9b-ac69-e27ceb7abb19","2026-08-27T10:05:46.675Z",[],"blog/suministro-inmediato-de-informacion-sii",[4088,4089,4090],{"path":4086,"name":43,"lang":54,"published":43},{"path":4086,"name":43,"lang":56,"published":43},{"path":4086,"name":43,"lang":49,"published":43},{"name":4092,"created_at":4093,"published_at":4094,"updated_at":4095,"id":4096,"uuid":4097,"content":4098,"slug":4216,"full_slug":4217,"sort_by_date":43,"position":4218,"tag_list":4219,"is_startpage":28,"parent_id":486,"meta_data":43,"group_id":4220,"first_published_at":4221,"release_id":43,"lang":49,"path":43,"alternates":4222,"default_full_slug":4223,"translated_slugs":4224},"Modelo 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347: qué es, quién lo presenta y cómo cuadrar las ope",[4122],{"_uid":4123,"asset":4124,"caption":24,"component":214},"524fd86d-0162-40d0-8d0c-df1c150e52c3",{"id":4125,"alt":24,"name":24,"focus":24,"title":24,"source":24,"filename":4126,"copyright":24,"fieldtype":26,"meta_data":4127,"is_external_url":28},218544053612632,"https://a.storyblok.com/f/146026/1672x941/8afacabb0f/modelo-347.png",{"size":2850},"Descubre qué es el modelo 347, quién debe presentarlo, qué operaciones se declaran y cómo cuadrar los datos con proveedores y clientes antes de febrero.",[],[4131],{"_uid":4132,"items":4133,"heading":4194,"component":2139},"e16a1b38-8a3e-4bdc-9517-c2db347bb109",[4134,4144,4154,4164,4174,4184],{"_uid":4135,"title":4136,"component":2005,"description":4137},"49aa426d-fb37-4d02-8604-8753e11c75ae","¿El modelo 347 supone algún pago a Hacienda?",{"type":33,"content":4138},[4139],{"type":36,"attrs":4140,"content":4141},{"textAlign":43},[4142],{"text":4143,"type":40},"No. El modelo 347 es una declaración informativa y no implica, por sí mismo, un ingreso ni una devolución.",{"_uid":4145,"title":4146,"component":2005,"description":4147},"d5f8692d-a5d7-4d67-b5bb-2cb8fd4835cc","¿Quién debe presentar el modelo 347?",{"type":33,"content":4148},[4149],{"type":36,"attrs":4150,"content":4151},{"textAlign":43},[4152],{"text":4153,"type":40},"Deben revisar su obligación las personas físicas y jurídicas que desarrollen actividades empresariales o profesionales y superen el umbral aplicable con una misma persona o entidad durante el año natural. También existen reglas específicas para determinadas entidades y regímenes fiscales.",{"_uid":4155,"title":4156,"component":2005,"description":4157},"68dd49af-838d-41c9-add2-85a0f7161fe3","¿Qué ocurre si mi modelo 347 no coincide con el de un proveedor o cliente?",{"type":33,"content":4158},[4159],{"type":36,"attrs":4160,"content":4161},{"textAlign":43},[4162],{"text":4163,"type":40},"La diferencia puede dar lugar a una solicitud de aclaraciones o documentación por parte de la AEAT. Conviene contrastar los importes anuales y trimestrales con la contraparte y revisar facturas, abonos, rectificaciones y periodos contables antes de presentar el modelo.",{"_uid":4165,"title":4166,"component":2005,"description":4167},"0e0fdda6-4ac5-4a52-b4f6-5718eb7dfe64","¿Las operaciones intracomunitarias se incluyen en el modelo 347?",{"type":33,"content":4168},[4169],{"type":36,"attrs":4170,"content":4171},{"textAlign":43},[4172],{"text":4173,"type":40},"Las operaciones que ya se hayan declarado correctamente en el modelo 349, cuando exista coincidencia entre las obligaciones informativas, no deben duplicarse en el modelo 347. El tratamiento puede variar según la operación y el régimen aplicable.",{"_uid":4175,"title":4176,"component":2005,"description":4177},"8e7f8716-9e11-452f-a190-0ab8e3a59985","¿Las importaciones y exportaciones se declaran en el modelo 347?",{"type":33,"content":4178},[4179],{"type":36,"attrs":4180,"content":4181},{"textAlign":43},[4182],{"text":4183,"type":40},"Las importaciones y exportaciones de mercancías se encuentran entre las operaciones excluidas en los supuestos previstos por la normativa. Otras operaciones internacionales deben analizarse según su naturaleza y la información declarada mediante otros modelos.",{"_uid":4185,"title":4186,"component":2005,"description":4187},"0a1b3209-710e-4c42-b996-e68d37c1a8ec","¿Cómo ayuda Spendesk a preparar la información del modelo 347?",{"type":33,"content":4188},[4189],{"type":36,"attrs":4190,"content":4191},{"textAlign":43},[4192],{"text":4193,"type":40},"Spendesk centraliza las facturas de proveedores desde que llegan, extrae los datos mediante OCR y las asocia automáticamente a un proveedor, una fecha, un importe y una categoría contable. Esto facilita la conciliación por contraparte que exige el modelo 347, en lugar de tener que reconstruirla a partir de registros dispersos en febrero. La empresa o su asesoría debe determinar, en cualquier caso, qué operaciones deben incluirse finalmente en el modelo 347.",[4195],{"cta":4196,"_uid":4197,"title":4198,"eyebrow":4204,"subtitle":4209,"component":137,"textAlign":24,"flexibleSection":4214,"sectionSettings":4215,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":24},[],"7d4eb9dd-e2a2-4b28-ab66-4d67cdb8b1ed",{"type":33,"content":4199},[4200],{"type":137,"attrs":4201,"content":4202},{"level":139,"textAlign":43},[4203],{"text":2265,"type":40},{"type":33,"content":4205},[4206],{"type":36,"attrs":4207,"content":4208},{"textAlign":43},[],{"type":33,"content":4210},[4211],{"type":36,"attrs":4212,"content":4213},{"textAlign":43},[],[],[],"modelo-347","es/blog/modelo-347",-2940,[],"4a29a4dc-44ed-4c89-a829-8f36debe0d38","2026-08-27T10:05:45.238Z",[],"blog/modelo-347",[4225,4226,4227],{"path":4223,"name":43,"lang":54,"published":43},{"path":4223,"name":43,"lang":56,"published":43},{"path":4223,"name":43,"lang":49,"published":43},[4229,4230,4231,4232],["Reactive",2818],["Reactive",3805],["Reactive",3369],["Reactive",2688],1789377524812]